“Financial Lies” that we tell ourselves
EXECUTIVE SUMMARY: We promise to save money at the end of month – this is one of the biggest lie in the financial world. There are many who fool themselves by saying they can’t afford to save money. If this is true then they are making their path...
Investment Options for Conservative Investors
EXECUTIVE SUMMARY : In India, more than 95% of household savings are invested into fixed income instruments like fixed deposits, recurring deposits, PPF, etc. Out of these investors many don’t know that there are also other schemes offered by Postal...
I love Fixed Deposits, but what are “Fixed Maturity Plans?
There is always a tendency among people to look out for different alternatives while doing investments. However, there are very few occasions when people look out while investing in Fixed Deposits in a bank. Reason can be lack of knowledge about different products...
આપ કેવી રીતે નબળો ધીરાણ આંક સુધારશો ?
જો આપ તંદુરસ્ત ધીરાણ પરંપરા જાળવશો નહી તો...
I have a lot of money. What more can I do for my kids?
Planning for financial needs of kids is the responsibility of every parent. Sometimes, you may have excess money and would like to do more for them. Some ideas are investing in a superior post graduation course, funding for their education from your own funds rather...
E-Filing your Income Tax returns the easy way
We are in the first half of July, and soon it will be time for you to file your returns as the last date in July 31st. This year, you will be required to file your returns online if your taxable income has crossed Rs. 5 lakhs for the year ending March 2013. This is...
What have Mutual Funds done to enhance investor awareness
SEBI (regulator for the securities market in India) had mandated some time back that Mutual Funds have to keep aside a minimum of at least 2 basis points on daily net assets for investor awareness and education. As you know, 1 basis point is 0.01%. We feel...
Inflation Indexed Bonds – What they mean to you
The first tranche of inflation indexed bonds was issued for institutional investors in June and the second, for us, the retail investors, is likely to be issued in October, as per the announcements made so far. Before that, you must understand what an IIB means and...
How to save money at home
We all know that money saved is money earned. But how many of us actually remember this in our day to day lives? If you put in a little effort and time, you can save quite a bit on your monthly household expenses even if you do not have the knowledge of finance....
E-Filing your Income Tax returns the easy way
We are in the first half of July, and soon it will be time for you to file your returns as the last date in July 31st. This year, you will be required to file your returns online if your taxable income has crossed Rs. 5 lakhs for the year ending March 2013. This is...
What have Mutual Funds done to enhance investor awareness
SEBI (regulator for the securities market in India) had mandated some time back that Mutual Funds have to keep aside a minimum of at least 2 basis points on daily net assets for investor awareness and education. As you know, 1 basis point is 0.01%. We feel...
Inflation Indexed Bonds – What they mean to you
The first tranche of inflation indexed bonds was issued for institutional investors in June and the second, for us, the retail investors, is likely to be issued in October, as per the announcements made so far. Before that, you must understand what an IIB means and...
How to save money at home
We all know that money saved is money earned. But how many of us actually remember this in our day to day lives? If you put in a little effort and time, you can save quite a bit on your monthly household expenses even if you do not have the knowledge of finance....
Antoine de Saint-Exupéry
A goal without a plan is just a wish!