by Vidya Kumar | Aug 24, 2017 | Senior Citizens, Vidya Kumar
Executive Summary: UTI MF has launched variations to two MF schemes – MIS Advantage Plan and Wealth Builder Fund to offer financial assistance to the elderly. One can invest in these schemes and set up a regular transfer of amount to one’s parents’...
by Vidya Kumar | Sep 4, 2015 | Senior Citizens, Smitha Hari
Executive Summary: A senior citizen has lower cash inflows compared to those who are younger. Recognizing this, the Government and other entities offer different financial and non financial benefits to this community. Higher tax exemption limits, discounts in air and...
by Vidya Kumar | Jul 12, 2015 | Ayush Bhargava, Banking, Mutual fund, savings, Senior Citizens
EXECUTIVE SUMMARY : In India, more than 95% of household savings are invested into fixed income instruments like fixed deposits, recurring deposits, PPF, etc. Out of these investors many don’t know that there are also other schemes offered by Postal...
by Vidya Kumar | Aug 27, 2014 | Retirement, Senior Citizens, Vidya Kumar
Executive Summary – We work towards having a secure retired life but often think of the possibility of retiring early and living a comfortable life without any money problems. Retiring early is possible provided we have enough savings, adequate health cover,...
by Vidya Kumar | Aug 7, 2014 | Mutual fund, Retirement, Senior Citizens
Post Retirement period obviously means a cautious outlook and often conservative investments. The retirement corpus hardly gets invested in Equity Mutual Funds. Given the inflation and longevity being the real challenges, it would be helpful to leverage equity asset...
by Vidya Kumar | Jun 6, 2014 | Health Insurance, insurance, Senior Citizens, Vidya Kumar
Health Insurance for a Diabetic patient is now available with some interesting features. Normally a Type II diabetic patients are only accepted. Premiums are lower with national insurers for lower sum assured. Options like Apollo Munich Energy focus on wellness and...
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