by Vidya Kumar | Apr 9, 2024 | Behavioural Finance, Financial Advice, Uncategorized, Vidya Kumar
Hindsight is looking back and understanding a situation or event after it has happened or developed. It involves reviewing what happened and comparing it to plans and expectations. Hindsight is a valuable tool in personal finance. It allows us to assess which...
by Vidya Kumar | Feb 9, 2024 | Cyber crime & Security, personal finance, Uncategorized, Vidya Kumar
Do you remember passing notes to your friend sitting on the other side of the classroom? Either your classmates were busy or considerate enough not to read the notes. Or you might have written it in code such that only your friend can read it. Digital communication...
by Vidya Kumar | Oct 31, 2023 | financial planning, Vidya Kumar
The towering peak, diverse landscapes, and ever-changing climatic conditions make scaling Mount Kilimanjaro, one of the seven summits a challenging endeavour. When I completed this incredible journey, I couldn’t help but draw parallels between my trek to the...
by Vidya Kumar | Sep 8, 2023 | Behavioural Finance, financial planning, Investment, Uncategorized, Vidya Kumar
A pen and a pencil together cost $1.10. The pen costs $1.00 more than the pencil. What’s the price of the pencil? If we had not seen this example before, most of us would be tempted to respond that the pencil costs 10 cents. But if we pause and take a couple of...
by Vidya Kumar | Jun 29, 2023 | Behavioural Finance, Vidya Kumar
Alpha (α) – A measure of performance. The excess return of an investment relative to the return of a benchmark index. Generating alpha or seeking higher returns than the market average is the goal of many investors. Investors use various strategies to get...
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