by Vidya Kumar | Aug 30, 2024 | Financial Lessons, Getting Rich, Money, savings
Vidya Kumar August 30, 2024 With the constant stream of advice on saving money, it is easy to focus on budgeting and smart shopping. However, there’s another area that often goes unnoticed but can lead to significant savings—our daily lifestyle choices. Adopting...
by Vidya Kumar | Mar 18, 2020 | Banking, savings, Vidya Kumar
Summary: Recent events related to PMC Bank and Yes Bank have shown that our money is not entirely safe in banks. Unfortunately, the insurance cover for depositors is not enough to cover every individual’s entire deposit. Depositors therefore have to take...
by Vidya Kumar | Aug 16, 2017 | Budget 2015, Financial Literacy, savings, Vidya Kumar
Executive Summary: There have been many layoffs in the IT sector and in startups. If one has lost a job, it is important to be calm and collected during this time and take a few steps to ensure that one does not derail the future. These steps include reviewing budget,...
by Vidya Kumar | Nov 4, 2015 | savings, Vidya Kumar
Download PDF Yes, saving money is a good habit. We all try to save money and put a little bit away for a rainy day. But wrong saving habits or ways to save money can backfire and you will end up wasting more time, health, money or effort or all of it. Here are...
by Vidya Kumar | Sep 15, 2015 | Ayush Bhargava, Budget 2015, financial planning, savings
EXECUTIVE SUMMARY: Saving money is considered to be a difficult task for many young individuals and families. With the continuous increase in the cost of living, it is really hard to save money in the limited salary. However, with some of the tactics like...
by Vidya Kumar | Jul 24, 2015 | personal finance, savings, Smitha Hari
Executive Summary: An irregular income is usually cited as a reason not to plan finances. But Financial Planning becomes all the more importance when your inflows are uncertain. Have adequate emergency corpus to meet unexpected expenses. Invest surplus in a liquid...
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