How to go Cashless
Executive Summary- Demonetization has affected the daily lives of people who largely deal in cash transactions. There are many ways to do cashless transactions like using cards, using netbanking facilities, NEFT, RTGS and modern transaction methods like UPI and e...
Book Review – Why Smart People Make Big Money Mistakes… and How to Correct Them : Lessons from the Life-Changing Science of Behavioural Economics’
Executive Summary- 'Why Smart People Make Big Money Mistakes... and How to Correct Them : Lessons from the Life-Changing Science of Behavioural Economics' is a book that concentrates on the emotional and behavioural aspects of personal finance. The book touches upon...
Book Review- Your Money or Your Life
Executive Summary – Your Money or Your Life, a book written by Joe Dominguez and Vicki Robin tries to change your relationship with money. It encourages you to maximize earning and minimize spending by focusing attention on how much time, energy and money you...
Money Matters Before Moving Abroad
Executive Summary – There are many things on the financial front to be taken care of before you move abroad for a job or business on a long term. You have to manage your debts, update contact details with relevant companies, take care of insurance, manage...
Having an irregular income? Here’s how you plan your finances
Executive Summary: An irregular income is usually cited as a reason not to plan finances. But Financial Planning becomes all the more importance when your inflows are uncertain. Have adequate emergency corpus to meet unexpected expenses. Invest surplus in a liquid...
Can You Retire Early?
Executive Summary – We work towards having a secure retired life but often think of the possibility of retiring early and living a comfortable life without any money problems. Retiring early is possible provided we have enough savings, adequate health cover,...
Review of Health Insurance Policies
We have analysed four health insurance policies in this article - 2 from the public sector and 2 from the private sector - Mediclaim 2012 Policy from New India Assurance Company Ltd, Happy Family Floater Policy from Oriental Insurance Company Ltd, Optima Restore...
Planning your Finances for an Overseas Vacation
Executive Summary: Planning finances while travelling abroad is not easy for most people. Deciding your budget beforehand, making reservations in advance, using deals and offers, making smart currency decisions, choosing an offbeat destination, travelling during off...
All about Health Insurance Portability
Executive Summary – Health Insurance Portability means transferring your health insurance from one insurer to another. IRDA had announced in 2011 that the customer can shift the health cover to a different insurer with benefits like waiting period for...
Can You Retire Early?
Executive Summary – We work towards having a secure retired life but often think of the possibility of retiring early and living a comfortable life without any money problems. Retiring early is possible provided we have enough savings, adequate health cover,...
Review of Health Insurance Policies
We have analysed four health insurance policies in this article - 2 from the public sector and 2 from the private sector - Mediclaim 2012 Policy from New India Assurance Company Ltd, Happy Family Floater Policy from Oriental Insurance Company Ltd, Optima Restore...
Planning your Finances for an Overseas Vacation
Executive Summary: Planning finances while travelling abroad is not easy for most people. Deciding your budget beforehand, making reservations in advance, using deals and offers, making smart currency decisions, choosing an offbeat destination, travelling during off...
All about Health Insurance Portability
Executive Summary – Health Insurance Portability means transferring your health insurance from one insurer to another. IRDA had announced in 2011 that the customer can shift the health cover to a different insurer with benefits like waiting period for...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!