What Are Forensic Audits?
Executive Summary: Forensic audit is a process to find out white collar crime using a combination of accounting and investigative skills and tools. It can be used to find evidence against fraud, embezzlement, misappropriation of assets, theft and misrepresentation of...
MF Performance vis-a-vis its Benchmark
Executive Summary: Every mutual fund scheme has a benchmark index associated. We can measure the performance of the fund against the benchmark. A mutual fund scheme is said to over perform if the returns are considerably higher than that of the index or in a market...
Mutual Fund Scheme Categorisation and Rationalisation
Ayush Bhargava EXECUTIVE SUMMARY: In October 2017 SEBI issued a notification with regards to scheme Categorisation and Rationalisation with a aim to bring uniformity in the Mutual Funds industry. Due to these changes mutual fund companies have started winding up...
Behavioural Biases Affecting Investment Decisions and Their Fixes – II
Executive Summary: Behavioural biases affect people's capability to make the right investment decisions. In this post we talk about Loss Aversion, Herd Mentality, Sunk Fallacy and Self Attribution. In the previous post, we talked about - Confirmation Bias,...
Behavioural Biases Affecting Investment Decisions and Their Fixes – I
Executive Summary: Behavioural biases affect people's capability to make the right investment decisions. It is important to not let emotions rule over the rational mind when it comes to money matters. Here we talk about Confirmation Bias, Familiarity Bias, Hindsight...
What are Alternative Investment Funds
Executive Summary: Alternative Investment Funds also known as AIFs are investment funds where investors' money is pooled in and invested in different avenues. Investments by savvy investors in AIFs are increasing in India. Investors find them attractive as the...
What not to expect from Mutual Fund?
Ayush Bhargava EXECUTIVE SUMMARY: Mutual fund investment is getting popular day by day due to its transparency & other features. Safety of Capital, Guaranteed Returns and features like Diversification, beating inflation are some of the points with which...
UTI MF Schemes for the Elderly
Executive Summary: UTI MF has launched variations to two MF schemes – MIS Advantage Plan and Wealth Builder Fund to offer financial assistance to the elderly. One can invest in these schemes and set up a regular transfer of amount to one's parents' accounts....
I Lost My Job. What Can I Do Now?
Executive Summary: There have been many layoffs in the IT sector and in startups. If one has lost a job, it is important to be calm and collected during this time and take a few steps to ensure that one does not derail the future. These steps include reviewing budget,...
What are Alternative Investment Funds
Executive Summary: Alternative Investment Funds also known as AIFs are investment funds where investors' money is pooled in and invested in different avenues. Investments by savvy investors in AIFs are increasing in India. Investors find them attractive as the...
What not to expect from Mutual Fund?
Ayush Bhargava EXECUTIVE SUMMARY: Mutual fund investment is getting popular day by day due to its transparency & other features. Safety of Capital, Guaranteed Returns and features like Diversification, beating inflation are some of the points with which...
UTI MF Schemes for the Elderly
Executive Summary: UTI MF has launched variations to two MF schemes – MIS Advantage Plan and Wealth Builder Fund to offer financial assistance to the elderly. One can invest in these schemes and set up a regular transfer of amount to one's parents' accounts....
I Lost My Job. What Can I Do Now?
Executive Summary: There have been many layoffs in the IT sector and in startups. If one has lost a job, it is important to be calm and collected during this time and take a few steps to ensure that one does not derail the future. These steps include reviewing budget,...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!