Are you renting out your property for the first time?
Executive Summary – It is important to manage renting out a house properly. One should take care of getting the right tenant, maintain the property well, advertise that the property is available for rent, decide and ask for an appropriate rent and...
7 common things between Sports and Financial Planning
Executive Summary: Sports and Financial Planning have many similarities. Goal based actions, need for commitment and discipline, getting better over time and with practice, identifying mistakes, seeking professional help and keeping out bad practices are some of the...
Review of Public Sector Health Insurance Policies
There are four public sector players in the country with health insurance policies - United India Insurance Co Ltd, National Insurance Co Ltd, New India Assurance Company Ltd and Oriental Insurance Company Ltd. The greatest benefit of taking a policy with these...
Now, Health Insurance covers for Diabetic Persons
Health Insurance for a Diabetic patient is now available with some interesting features. Normally a Type II diabetic patients are only accepted. Premiums are lower with national insurers for lower sum assured. Options like Apollo Munich Energy focus on wellness and...
What is right time to sell equity MF?
Selling Equity mutual funds at the right time is the key to making good returns. Although every person has unique requirements, the general guidelines to be followed while liquidating mutual funds are when goals are nearby, the fund is not performing well, the goals...
5 Ways to Keep a check on Unnecessary Expenditure
Summary – It is not enough to have a financial plan and revise it regularly. One should be aware of his or her spending habits and ensure that money is not spent on unnecessary items. Disciplined saving and spending habits will ensure a good financial...
How Poor Governance affects Personal Finance
Summary: Poor government policies affect economic growth of the country negatively and this can lead to many problems like devaluation of the currency, high fiscal deficit, stall in agriculture, manufacturing and services sector, social risks like high crime rate...
5 Tips to Save on your Mobile and Internet Bills
Summary: Mobile bills and internet bills are essential, but expensive parts of the household budget. With a little effort, you may be able to save on these two heads, which can result in sizeable increase in annual savings. Some ways to save on your mobile and...
What really happened in the NSEL Crisis?
SUMMARY - NSEL reportedly violated some norms governing spot exchanges. This led to the exchange defaulting in payments when the government and regulator got wind of the issue. Many people have not yet got their investments back. There should of course be proper...
5 Ways to Keep a check on Unnecessary Expenditure
Summary – It is not enough to have a financial plan and revise it regularly. One should be aware of his or her spending habits and ensure that money is not spent on unnecessary items. Disciplined saving and spending habits will ensure a good financial...
How Poor Governance affects Personal Finance
Summary: Poor government policies affect economic growth of the country negatively and this can lead to many problems like devaluation of the currency, high fiscal deficit, stall in agriculture, manufacturing and services sector, social risks like high crime rate...
5 Tips to Save on your Mobile and Internet Bills
Summary: Mobile bills and internet bills are essential, but expensive parts of the household budget. With a little effort, you may be able to save on these two heads, which can result in sizeable increase in annual savings. Some ways to save on your mobile and...
What really happened in the NSEL Crisis?
SUMMARY - NSEL reportedly violated some norms governing spot exchanges. This led to the exchange defaulting in payments when the government and regulator got wind of the issue. Many people have not yet got their investments back. There should of course be proper...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!