I Want To Know About Bitcoin
Executive Summary: Bitcoin is crypto currency. It is a form of electronic currency that can be bought or earned. It can be used in a few sites for transactions. It has gained quite a bit of following in this year. RBI does not consider it legal as it is risky to trade...
Niramaya – Insurance for PwDs
Executive Summary: Niramaya is a health insurance scheme offered to persons with mental and/or physical disabilities. The benefit payable is a maximum of Rs. 1,00,000. It covers all kinds of treatments for disabilities. The forms are available online too for enrolment...
Why will I get an Income Tax Notice?
Executive Summary – You might get a tax notice if you do not follow the process of filing returns properly or make mistakes in the form. If you pay an incorrect tax amount or conceal high value transactions or have sudden changes in your income or investments,...
Save More and Enjoy More, this Diwali
Executive Summary- The festival season brings joy and happiness. It is important to celebrate in a way that our personal finances stay in order. We should stay within the set budget, spend wisely, make use of offers, use the bonus wisely and strengthen the financial...
How to Provide Financial Security for a Child with Special Needs
Executive Summary- It is emotionally and physically challenging to take care of a child with special needs. One should not forget about financial security of the child. Saving more, having a diversified investment portfolio and creation of a trust helps. Take...
When can Saving Money Backfire?
Download PDF Yes, saving money is a good habit. We all try to save money and put a little bit away for a rainy day. But wrong saving habits or ways to save money can backfire and you will end up wasting more time, health, money or effort or all of it. Here are...
Tax Benefits of NPS de-coded
Executive Summary: The National Pension System (NPS) is an attractive retirement option, which offers better returns than most conventional retirement investment schemes, as you can choose to invest the corpus partly in equity. However, Budget 2015 made this all the...
What is a Family Office?
A family office has to coordinate and control wealth. It cannot just recommend a few investment products and generate some wealth and income and expenditure reports on a quarterly basis. It has to go beyond that. It needs to have investment strategies and integrate...
Should a rate cut trigger your home purchase decision?
Download PDF Not really. For starters, a low interest rate on home loan can be relevant only if you opt for a fixed rate home loan. In this case, the rate remains fixed throughout the tenure of the loan. So even if interest rates were to move up in future, you can...
When can Saving Money Backfire?
Download PDF Yes, saving money is a good habit. We all try to save money and put a little bit away for a rainy day. But wrong saving habits or ways to save money can backfire and you will end up wasting more time, health, money or effort or all of it. Here are...
Tax Benefits of NPS de-coded
Executive Summary: The National Pension System (NPS) is an attractive retirement option, which offers better returns than most conventional retirement investment schemes, as you can choose to invest the corpus partly in equity. However, Budget 2015 made this all the...
What is a Family Office?
A family office has to coordinate and control wealth. It cannot just recommend a few investment products and generate some wealth and income and expenditure reports on a quarterly basis. It has to go beyond that. It needs to have investment strategies and integrate...
Should a rate cut trigger your home purchase decision?
Download PDF Not really. For starters, a low interest rate on home loan can be relevant only if you opt for a fixed rate home loan. In this case, the rate remains fixed throughout the tenure of the loan. So even if interest rates were to move up in future, you can...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!