What should you choose – Max Bupa’s Health Companion, Apollo Munich’s Optima Restore or Religare’s Care?
Executive Summary: The restore/refill/recharge benefit and the no claim bonus/ multiplier benefit are unique features of some of the existing health insurance plans today. Max Bupa’s Health Companion plan, Apollo Munich’s Optima Restore plan and...
Book Review – The Total Money Makeover by Dave Ramsey
Executive Summary – The Total Money Makeover written by Dave Ramsey is a book that offers common sensical approach to handle personal finance. It talks about how to take small steps to identify your financial issues, build a strong base and then create...
How can Credit Counselling agencies help you?
Credit Counselling agencies help in managing the credit situation of individuals and corporate, advising clients on a variety of credit related issues. Some agencies charge a fee for this, while most agencies backed by banks offer these services for free. If you are...
What should you keep in mind when buying property in a bank auction?
The property prices in an auction are generally lower than the market prices. This makes buying such a property a good investment option. But once a bank auctions a property to you, you become liable for all expenses, unpaid taxes and legal processes on the property....
How to avoid a personal financial crisis
Being in a financial crisis is not easy and one should take steps to avoid it. We have given some guidelines here to avoid a financial crisis –Have a Financial Plan, Assess your finances and review plan regularly, Live within your Means, Maintain...
Pre-paid Gift Cards
Most of us have faced situations in life when we are stumped as to what to gift our loved ones. A pre-paid gift card which essentially works like a gift voucher is an excellent option if you face a tough time in choosing gifts. A pre-paid card has a magnetic...
Keep an eye for Money Saving Offers from banks
It’s easy to meet expenses – everywhere we go, there they are.” …Anonymous Retail banking in India has many opportunities as well as challenges. The challenges are mainly related to customer retention and sustainability. As part of their...
Are your cheque leaves CTS-2010 compliant?
During the month of December, most of us are busy scouting for investment avenues and preparing our “To-Do” lists for the coming year. This year, there is something very important which you must do immediately, to ensure smooth financial transactions with...
All about the Online EPF Passbook Facility
In today’s world, most of you wish to have all your investments online to keep an effective tab on them. Now, you can view your Employees Provident Fund (EPF) balances online and track its growth as the Employees Provident Fund Organization (EPFO) has introduced...
Pre-paid Gift Cards
Most of us have faced situations in life when we are stumped as to what to gift our loved ones. A pre-paid gift card which essentially works like a gift voucher is an excellent option if you face a tough time in choosing gifts. A pre-paid card has a magnetic...
Keep an eye for Money Saving Offers from banks
It’s easy to meet expenses – everywhere we go, there they are.” …Anonymous Retail banking in India has many opportunities as well as challenges. The challenges are mainly related to customer retention and sustainability. As part of their...
Are your cheque leaves CTS-2010 compliant?
During the month of December, most of us are busy scouting for investment avenues and preparing our “To-Do” lists for the coming year. This year, there is something very important which you must do immediately, to ensure smooth financial transactions with...
All about the Online EPF Passbook Facility
In today’s world, most of you wish to have all your investments online to keep an effective tab on them. Now, you can view your Employees Provident Fund (EPF) balances online and track its growth as the Employees Provident Fund Organization (EPFO) has introduced...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!