What is a Family Office?
A family office has to coordinate and control wealth. It cannot just recommend a few investment products and generate some wealth and income and expenditure reports on a quarterly basis. It has to go beyond that. It needs to have investment strategies and integrate...
Should a rate cut trigger your home purchase decision?
Download PDF Not really. For starters, a low interest rate on home loan can be relevant only if you opt for a fixed rate home loan. In this case, the rate remains fixed throughout the tenure of the loan. So even if interest rates were to move up in future, you can...
Financial Lessons from Sports
We have always been marvelled, entertained and inspired by great feats in different sports. The passion, determination and perseverance of athletes is simply amazing and we can definitely learn some lessons from them to apply to our personal finances. Download...
Web based Password Managers
We have an active digital life. We have accounts on the web for banking, social media, online shopping etc. which need usernames and passwords. It is important to have a strong unique password for different accounts but then difficult to remember them all. It is not...
When you don’t have money
When one is broke, it is best to stop investing temporarily. One must first check his liabilities and try to repay high cost borrowings. Cut back expenses and evaluate ways of increasing income. When one is confident that he is on the path to recovery, he can consider...
What should you do if you think you may lose your job soon?
If you think you will lose your job in the short term, you must take some proactive steps to deal with the situation. This will help in easing the situation to some extent. You should start off with reassessing your financial situation and building an emergency...
તમારા ક્રેડીટ કાર્ડને સુરક્ષિત રાખવાના 4 ઉપાયો
સાર સંક્ષેપ ક્રેડીટ કાર્ડ છેતરપિંડીને લગતા...
Should you continue your ULIP policy?
Let’s look at the parameters on which you can evaluate your ULIP Policy and take a decision if you should continue paying the yearly premium, go for a premium holiday or surrender the policy. Charges structure: ULIP Policies normally levy Premium...
What’s stopping us from getting rich?
Sometimes I wonder what stops us from getting rich. I have met a number of families for financial planning and analyzing their situation, this is what I have concluded. We either earn less or spend more. Sometimes it’s because we don’t save and some other...
What should you do if you think you may lose your job soon?
If you think you will lose your job in the short term, you must take some proactive steps to deal with the situation. This will help in easing the situation to some extent. You should start off with reassessing your financial situation and building an emergency...
તમારા ક્રેડીટ કાર્ડને સુરક્ષિત રાખવાના 4 ઉપાયો
સાર સંક્ષેપ ક્રેડીટ કાર્ડ છેતરપિંડીને લગતા...
Should you continue your ULIP policy?
Let’s look at the parameters on which you can evaluate your ULIP Policy and take a decision if you should continue paying the yearly premium, go for a premium holiday or surrender the policy. Charges structure: ULIP Policies normally levy Premium...
What’s stopping us from getting rich?
Sometimes I wonder what stops us from getting rich. I have met a number of families for financial planning and analyzing their situation, this is what I have concluded. We either earn less or spend more. Sometimes it’s because we don’t save and some other...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!