What is behavioural finance and why should it concern you?
Executive Summary: While conventional financial concepts give a backing to finance and assumes that one would take logical financial decisions, it has been found that many a time people take irrational decisions in the real world....
Attention Please: Update your KYC now.
Step 5: You will receive the OTP (One time password) on registered mobile no. and email id both. Enter the OTP and submit. Step 7:- After submitting the information you will receive a message as shown in below image. EXECUTIVE SUMMARY: Due to the bilateral...
What has changed for an Investor post-Budget 2014
Executive Summary: We present key points of the Union Budget 2014 which have a direct impact on the common man's life like. The personal finance changes will lead to slightly higher disposable income. Standardized approach will simplify the transaction logistics....
Can You Retire Early?
Executive Summary – We work towards having a secure retired life but often think of the possibility of retiring early and living a comfortable life without any money problems. Retiring early is possible provided we have enough savings, adequate health cover,...
Review of Health Insurance Policies
We have analysed four health insurance policies in this article - 2 from the public sector and 2 from the private sector - Mediclaim 2012 Policy from New India Assurance Company Ltd, Happy Family Floater Policy from Oriental Insurance Company Ltd, Optima Restore...
All you wanted to know about Wealth Tax
Wealth Tax is the tax paid for ownership of assets, even if the asset does not give you an income. If your net wealth (assets less the liabilities used to get these assets) exceeds Rs. 30 lakhs as on 31st March in a year, you will be required to pay Wealth Tax at the...
How can you remit money to India?
SummaryThere are many ways to send money to India from abroad –1.Wire transfers 2.Online Money transfers3.Remittance Cards4.NRI Bank Accounts5.Foreign currency cheques and drafts Non Resident Indians need to send money to India either to support family,...
All about life insurance policies under the Married Women’s Property Act
If you think that purchasing a life insurance policy in favour of your loved ones will safeguard them after your demise, you may have to think again. If you are a businessman with outstanding debts and face a winding up order, your life insurance policy will also be a...
10 factors to consider while making your Financial Plan
Before you sign up your Financial Planner, check his expertise, certifications, testimonials and cost structure. Get clarity on fees and payment terms. Ensure all discussions are well documented. Once you get started, ensure you give quality time for assessment....
All you wanted to know about Wealth Tax
Wealth Tax is the tax paid for ownership of assets, even if the asset does not give you an income. If your net wealth (assets less the liabilities used to get these assets) exceeds Rs. 30 lakhs as on 31st March in a year, you will be required to pay Wealth Tax at the...
How can you remit money to India?
SummaryThere are many ways to send money to India from abroad –1.Wire transfers 2.Online Money transfers3.Remittance Cards4.NRI Bank Accounts5.Foreign currency cheques and drafts Non Resident Indians need to send money to India either to support family,...
All about life insurance policies under the Married Women’s Property Act
If you think that purchasing a life insurance policy in favour of your loved ones will safeguard them after your demise, you may have to think again. If you are a businessman with outstanding debts and face a winding up order, your life insurance policy will also be a...
10 factors to consider while making your Financial Plan
Before you sign up your Financial Planner, check his expertise, certifications, testimonials and cost structure. Get clarity on fees and payment terms. Ensure all discussions are well documented. Once you get started, ensure you give quality time for assessment....
Antoine de Saint-Exupéry
A goal without a plan is just a wish!