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Good News! Now, you can earn while you shop

by Vidya Kumar | Oct 11, 2013 | savings, Vidya Kumar

Summary – You should try out this new concept in shopping. You should go to a cashback website which has a tie-up with different online retail stores. You shop to your heart’s content in these online retail stores via the cashback website. Then you...

5 Steps for Easy Tax Planning

by Vidya Kumar | Oct 8, 2013 | financial planning, taxation, Vidya Kumar

Summary – Tax planning is an important component of personal finance and you must invest time to understand it and do it for your income. There are different ways to minimize tax liability and depending on your income and risk profile, you should choose the...

Everything you wanted to know about Estate Planning

by Vidya Kumar | Oct 2, 2013 | financial planning, Real Estate, Vidya Kumar

“I made my Will” Summary:Estate Planning is an important part of financial planning. It is necessary to have an estate plan in place so that your wealth is transferred to intended beneficiaries without hassles. It is not a simple process and therefore...

6 Smart Ways to Deploy your Surplus Money

by Vidya Kumar | Sep 27, 2013 | financial planning, personal finance, Vidya Kumar

Summary – If you have got extra cash in your hands, it is important not to squander it all away. It is better to look at your current financial situation and take the best course of action by saving, investing appropriately and paying down loans. You can...

5 Ways to Keep a check on Unnecessary Expenditure

by Vidya Kumar | Sep 20, 2013 | credit card, personal finance, savings, Vidya Kumar

Summary – It is not enough to have a financial plan and revise it regularly. One should be aware of his or her spending habits and ensure that money is not spent on unnecessary items. Disciplined saving and spending habits will ensure a good financial...

How Poor Governance affects Personal Finance

by Vidya Kumar | Sep 16, 2013 | personal finance, Vidya Kumar

Summary: Poor government policies affect economic growth of the country negatively and this can lead to many problems like devaluation of the currency, high fiscal deficit, stall in agriculture, manufacturing and services sector, social risks like high crime rate...
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