by Vidya Kumar | Feb 3, 2022 | financial planning, personal finance, Uncategorized, Vidya Kumar
The Finance Minister Nirmala Sitharaman presented the budget for the financial year 2022-23 on February 1. While there are no changes to income tax slabs, here is a list of some of the key announcements that will have a direct bearing on personal finance –...
by Vidya Kumar | Nov 14, 2021 | Uncategorized
People were being lured to a webpage with the promise of getting three times return on their investment in binary trading. They had to scan a QR code and send money to an account. Once the money was sent, the owner of the webpage disappeared into thin air. The Delhi...
by Vidya Kumar | Sep 16, 2021 | financial planning, Uncategorized
When COVID-19 hit and continued to prevail over time, Samaresh got a jolt. He is a senior management executive in his early 40s, working 16-18 hours a day and used to travel across the globe for work in the pre-pandemic era. He was devastated with the loss around and...
by Vidya Kumar | Aug 9, 2021 | Banking, Money, Uncategorized
What is Positive Pay System? ‘Positive Pay’ system is a new ruling implemented by RBI. It is a measure to protect cheque-based transactions from fraud. Under this system, re-confirmation of key details may be needed for cheque-based transactions amounting to more...
by Vidya Kumar | Jun 11, 2021 | Uncategorized
Portfolio diversification is a strategy whereby an investor invests in a variety of assets that have different features. The strategy is used to minimize risk and maximize returns. On an average, investment portfolios composed of different kinds of investments yield...
by Vidya Kumar | Jan 13, 2021 | General Insurance, insurance, Uncategorized, Vidya Kumar
A job loss is a threat to your financial stability. You may not be able to pay off your bills, EMIs, or other important expenses. Job loss insurance is a financial cover for for people who lose their job. The sum assured will give them a financial respite for some...
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