by Vidya Kumar | Dec 24, 2012 | Home loan, Smitha Hari
A home loan can be the biggest debt in your life. This is because, in addition to the huge principal repayment you make, the long tenure results in a substantial interest outflow. A home loan of Rs. 30 lakhs at 10% interest rate over a period of 20 years will require...
by Vidya Kumar | Dec 17, 2012 | Gold, Investment, Smitha Hari
Gold, as an asset class has clocked the highest returns in the past few years, compared to other asset classes. Today, investment decision in gold is not just determined by the prevailing price, but also by the mode of investment. Apart from the traditional mode of...
by Vidya Kumar | Dec 14, 2012 | Retirement, savings, Smitha Hari
On November 30th 2012, the Employee Provident Fund Office (EPFO) issued a circular on the calculation of Provident Fund contribution. According to the circular, all allowances, except those specifically disallowed by the EPF Act, should be included in ‘Basic...
by Vidya Kumar | Nov 30, 2012 | financial planning, Investment, personal finance, Smitha Hari
Not many people think about financial commitments and retirement when they start their career. Investments at this stage in life may be restricted to the compulsory EPF deductions done by the employer. It is a given fact that your salary may not be much at the start...
by Vidya Kumar | Nov 7, 2012 | insurance, Smitha Hari
About this articleComprehensive Analysis of Group Health cover by 11 PSU Banks Includes Comparison on more than 10 ParametersWritten by a Personal Finance ExpertUpdated periodically With health costs escalating at a rapid pace every year, it is important for...
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