by Vidya Kumar | Jan 9, 2013 | insurance, Smitha Hari
Assume that your close friend suddenly suffers a major heart attack and he needs to be operated. He has a health insurance, but this is insufficient to cover the treatment cost. In addition to the operation cost, his family will also have to incur the hospitalization...
by Vidya Kumar | Jan 7, 2013 | Smitha Hari, taxation
Planning for your taxes is an integral part of financial planning. In India, it is noticed that a majority of the salaried class use the most popular Sec 80C deductions and a few other provisions to reduce their tax outflow. Please click here to read on popular tax...
by Vidya Kumar | Jan 4, 2013 | Investment, savings, Smitha Hari, taxation
The Union Budget 2012-13 saw the announcement of a new scheme by the Government called the Rajiv Gandhi Equity Savings Scheme (RGESS), which was introduced with the aim of attracting small investors into the capital market. This scheme was notified by the Finance...
by Vidya Kumar | Jan 2, 2013 | Gold, savings, Smitha Hari
Traditional modes of investing in gold (investing in jewellery, gold coins and bars) have historically been the most popular way of buying the yellow metal. In order to attract more and more people, jewellers have introduced schemes which help investors in saving...
by Vidya Kumar | Dec 29, 2012 | personal finance, Smitha Hari
The New Year is around the corner and it is the right time to start planning your finances for the coming year. This is when you can make a fresh start, changing all the ineffective personal finance practices adopted in the year that just went by. Here are a few...
by Vidya Kumar | Dec 29, 2012 | insurance, Smitha Hari
Imagine that you are the sole breadwinner of your family and you meet with a serious accident. You lose your life or end up with a disablement resulting in a loss of income which can range from a few weeks to several years. What happens to your family in this...
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