by Vidya Kumar | Sep 1, 2015 | Banking, credit card, Debit card, Vidya Kumar
Executive Summary – As retail banking customers, we face many issues while banking and some of us are not clear regarding the steps to be taken to resolve these issues. The common issues we face include loss of ATM card, loss of locker key, online...
by Vidya Kumar | Jul 12, 2015 | Ayush Bhargava, Banking, Mutual fund, savings, Senior Citizens
EXECUTIVE SUMMARY : In India, more than 95% of household savings are invested into fixed income instruments like fixed deposits, recurring deposits, PPF, etc. Out of these investors many don’t know that there are also other schemes offered by Postal...
by Vidya Kumar | Jun 19, 2015 | Banking, Vidya Kumar
Executive Summary – Many banks have introduced novel ways of transferring money. These use the Internet, smartphones and social media. Here we have listed 4 such offerings – IMT from Axis Bank, Chillr from HDFC bank, @icicipay from ICICI bank and Kaypay...
by Vidya Kumar | Mar 22, 2013 | Banking, Vidya Kumar
Fake Indian Currency Note (FICN) is a term used by officials and the media for fake currency notes circulated in India. According to Wikipedia, in the year 2011-12 alone, RBI had detected Fake Indian Currency Notes (FICN) of various denominations in the banking system...
by Vidya Kumar | Feb 15, 2013 | Banking
Those who do not learn from history are doomed to repeat it. (Paraphrased)…George Santayana Recently there has been a spate of news on financial fraud, online banking thefts and credit card misuse. But that does not mean we should stop transacting online...
by Vidya Kumar | Jan 22, 2013 | Banking, loan
Poor credit score can lessen your chances of getting loans and credit cards from banks and other financial institutions. Even if you get them, you will have to comply with additional terms and conditions, pay additional interest rates, give a lot more collateral...
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