by Vidya Kumar | May 6, 2020 | Debt Fund, Vidya Kumar
Summary: Retail investors are worried about their investments in debt funds after the closure of six debt schemes of Franklin Templeton. Risk, YTM, investment portfolio, and maturity are factors to consider while selecting a debt fund. Evaluate and monitor your debt...
by Vidya Kumar | Apr 22, 2020 | financial planning, Vidya Kumar
Summary: A review of the financial plan is necessary to be financially on track. Changes such as inheritance, loss of job, marriage, the birth of a child, retirement, lifestyle modifications will affect your financial health. Revisit your financial plan in case of...
by Vidya Kumar | Apr 8, 2020 | Coronavirus Covid-19, loan, Vidya Kumar
Summary: RBI announced that banks and other lending institutions have to offer a 3-month EMI moratorium. It means borrowers can defer payment of EMIs from March 1, 2020 – May 31, 2020 in the light of the coronavirus outbreak. If you are unable to manage your...
by Vidya Kumar | Apr 1, 2020 | Coronavirus Covid-19, Vidya Kumar
Summary: The coronavirus outbreak has created a tough economic environment. Some financial measures have been announced to hopefully ease the financial situation for the common man. The RBI decreased the repo rate and reserve rate. It has offered a 3-month...
by Vidya Kumar | Mar 18, 2020 | Banking, savings, Vidya Kumar
Summary: Recent events related to PMC Bank and Yes Bank have shown that our money is not entirely safe in banks. Unfortunately, the insurance cover for depositors is not enough to cover every individual’s entire deposit. Depositors therefore have to take...
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