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Should I Opt For Staggered Term Insurance Payouts

by Vidya Kumar | Jul 15, 2020 | Term Insurance, Vidya Ku

​Summary: Insurance companies offer different options of payout of the sum assured for term plans at the time of claim. Check the premium, total sum assured, liabilities to be paid off and nominees’ financial acumen before selecting a payout option.  A term plan is...

Portfolio Management Service versus Mutual Funds

by Vidya Kumar | Jul 1, 2020 | Mutual fund, PMS, Vidya Kumar

Summary: A Portfolio Management Service firm offers wealth management services. It invests your money in different investment avenues with the aim of generating maximum returns. It charges fees and in many cases, a share of the profit in case the performance exceeds...

Insurance in Times of COVID-19

by Vidya Kumar | Jun 17, 2020 | Coronavirus Covid-19, insurance, Vidya Kumar

Summary:  As we grapple with the COVID-19 pandemic, here is a brief overview of existing health insurance, new COVID-19 specific insurance policy and life insurance.
Book Review – The Art of Thinking Clearly by Rolf Dobelli

Book Review – The Art of Thinking Clearly by Rolf Dobelli

by Vidya Kumar | Jun 6, 2020 | Book Review, Guest post

​Ever wondered about fallacies in our thinking? And here is my review of the Book ‘The Art of Thinking Clearly’ by Rolf Dobelli. Although this book may not hold the key to happiness, at the very least it acts as insurance against too much...
Should I File Returns Under the New Tax Regime Or Old Tax Regime

Should I File Returns Under the New Tax Regime Or Old Tax Regime

by Vidya Kumar | Jun 3, 2020 | Income Tax, Vidya Kumar

Summary: The new tax regime offers lower tax slabs. But many deductions and exemptions available in the old tax regime cannot be availed of. In the new regime, you will have the freedom to invest in any instruments without worrying about tax benefits. But the old...
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