Use your hard earned “Bonus” smartly
Ayush Bhargava EXECUTIVE SUMMARY: Who doesn’t love extra money aka “Bonus” and when it regularly comes once in a year then one should always plan for its better use. From filling in for emergency funds to paying off debt, buying...
Investing in MFs is different from Financial Planning
Executive Summary: Many people make the mistake of considering financial planning and investing in MFs as one and the same. Financial Planning is a comprehensive plan on how to manage your finances and build your wealth. Mutual funds are instruments to help achieve...
Costs To Consider When Working From Home
There are other aspects as well. For example, it is easy to get distracted when working from home. You can easily start surfing the net or go on to online stores. There are no managers to keep a watch" Many companies offer employees the option of working from home. It...
Newly Launched Gold Schemes!!!!
EXECUTIVE SUMMARY: Government has launched 4 new schemes related to Gold. The vision behind all these schemes is very clear to reduce the import of gold and use the idle gold lying in the bank lockers. In previous article we discussed about Gold Monetization...
Are you subject to Mental Accounting?
Executive Summary: Mental Accounting is a concept wherein one separates money based on their source or use or separates their assets into safety buckets and risky buckets. Also known as two pocket theory, this concept relates to dealing with money differently which is...
What should you choose – Max Bupa’s Health Companion, Apollo Munich’s Optima Restore or Religare’s Care?
Executive Summary: The restore/refill/recharge benefit and the no claim bonus/ multiplier benefit are unique features of some of the existing health insurance plans today. Max Bupa’s Health Companion plan, Apollo Munich’s Optima Restore plan and...
Book Review – The Total Money Makeover by Dave Ramsey
Executive Summary – The Total Money Makeover written by Dave Ramsey is a book that offers common sensical approach to handle personal finance. It talks about how to take small steps to identify your financial issues, build a strong base and then create...
Buy a home versus Rent it
Executive Summary – There are many factors to consider when you have to decide if you want to buy a home or live in a rented property. The property prices, your financial status, number of years that you will live there are some of the factors that you should...
All about Capital Gains Taxation
Executive Summary: Gains which arise on the sale of assets is known as capital gains, which can be short term or long term in nature, depending on the period of holding. Tax paid on capital gains is known as capital gains tax. Capital gains tax rate is different for...
What should you choose – Max Bupa’s Health Companion, Apollo Munich’s Optima Restore or Religare’s Care?
Executive Summary: The restore/refill/recharge benefit and the no claim bonus/ multiplier benefit are unique features of some of the existing health insurance plans today. Max Bupa’s Health Companion plan, Apollo Munich’s Optima Restore plan and...
Book Review – The Total Money Makeover by Dave Ramsey
Executive Summary – The Total Money Makeover written by Dave Ramsey is a book that offers common sensical approach to handle personal finance. It talks about how to take small steps to identify your financial issues, build a strong base and then create...
Buy a home versus Rent it
Executive Summary – There are many factors to consider when you have to decide if you want to buy a home or live in a rented property. The property prices, your financial status, number of years that you will live there are some of the factors that you should...
All about Capital Gains Taxation
Executive Summary: Gains which arise on the sale of assets is known as capital gains, which can be short term or long term in nature, depending on the period of holding. Tax paid on capital gains is known as capital gains tax. Capital gains tax rate is different for...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!