Insurance Policies for Cancer

Executive Summary – Cancer is a dreaded disease. It causes mental, physical and financial stress. We have compared 4 policies that provide insurance for cancer patients - HDFC Life Cancer Care, ICICI Cancer Care Plus, CPAA Cancer Insurance Policy and ICS Cancer...

New TDS Updates for EPF

There are some changes to Tax Deducted at Source (TDS) applicable on EPF. Let us look at the major changes - Here is a flowchart explaining the TDS rules on withdrawal - PPF  ​Employer contribution is not thereA person's contribution is eligible for...

Why investors avoid Mutual Funds?

Download PDF Often people in our country do not invest in mutual funds and the reasons given by them are quite the ones needed to be accounted for. It is a baffling situation where an interesting and a useful product like mutual funds, with a highly transparent and...

Why it is good time to invest in Debt Funds?

With RBI reducing Repo rates by 75 basis points in last 6-9 months, most of the funds in debt fund category have generated better returns than FD. Macro-economic factors are looking favourable for India and there are possibilities that due to constant improvement in...

What is Riskometer?

Download PDF SEBI has launched the riskometer to replace the existing colour codes to indicate the risk involved in investing in a mutual fund scheme. The riskometer has 5 levels of risk and every mutual fund house has to specify the risk level of each of its scheme...

Essence of Asset Allocation Theory 

Asset allocation plays an important role in balancing risk and return preferences of an investor. A study by Ibbotson and Kaplan revealed that asset allocation explains 90% of the variability of a fund’s returns over time and 40% of the variation of returns...

Why it is good time to invest in Debt Funds?

With RBI reducing Repo rates by 75 basis points in last 6-9 months, most of the funds in debt fund category have generated better returns than FD. Macro-economic factors are looking favourable for India and there are possibilities that due to constant improvement in...

read more

What is Riskometer?

Download PDF SEBI has launched the riskometer to replace the existing colour codes to indicate the risk involved in investing in a mutual fund scheme. The riskometer has 5 levels of risk and every mutual fund house has to specify the risk level of each of its scheme...

read more

Financial Literacy is the key to a wealthy future

Financial Literacy in India is very poor. Every day one can hear several cases of Ponzi schemes and miss selling of financial products. What we need is to introduce our children and youth to the habit of saving and investing at an early age so that they can have...

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Essence of Asset Allocation Theory 

Asset allocation plays an important role in balancing risk and return preferences of an investor. A study by Ibbotson and Kaplan revealed that asset allocation explains 90% of the variability of a fund’s returns over time and 40% of the variation of returns...

read more

Antoine de Saint-Exupéry

A goal without a plan is just a wish!

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