What are Target Maturity Funds
What are Target Maturity Funds Target maturity funds (TMFs) invest in a basket of fixed-income securities such as Government bonds, State Development Loans, and bonds issued by PSUs & high-quality companies. They track a particular fixed income index and invest...
Women and money post the pandemic: Break free from your financial limitations
Exhausted with the word pandemic? Want to leave the last two years behind like a bad dream? We all are in the same boat. COVID brought our lives to a standstill, and we want to get on with life. But what about your personal finance? Most studies indicate that women...
Life planning versus financial planning
When COVID-19 hit and continued to prevail over time, Samaresh got a jolt. He is a senior management executive in his early 40s, working 16-18 hours a day and used to travel across the globe for work in the pre-pandemic era. He was devastated with the loss around and...
Positive Pay System – Is it a new positive for banking?
What is Positive Pay System? ‘Positive Pay’ system is a new ruling implemented by RBI. It is a measure to protect cheque-based transactions from fraud. Under this system, re-confirmation of key details may be needed for cheque-based transactions amounting to more...
Should I diversify my portfolio with international investments?
Portfolio diversification is a strategy whereby an investor invests in a variety of assets that have different features. The strategy is used to minimize risk and maximize returns. On an average, investment portfolios composed of different kinds of investments yield...
Residential Status Demystified..After Latest Announcements
Executive Summary – It is important to ascertain the residential status of a person to find out the person's tax liability. A person of Indian origin can be a Resident or Non Resident. A Resident of India can be Resident and Ordinary Resident or Resident and...
What Do The New Changes In Health Insurance Mean To Me?
Summary: IRDAI has brought in some new rules in health insurance that bring in standard definitions, strict timelines for claims, and changes in inclusions and exclusions. This can mean enhanced coverage, standardised policies, a higher ratio of settled claims, and...
21 mistakes every DIY investor needs to avoid
Over years, the most common mistake we have seen with prospective clients is that they trade in shares basis tips from amatures and end up with losses. They are heavy on such speculative bets but low on basics like emergency corpus, goal based SIP, term...
Factors to Consider Before Buying A Vacation Home?
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
Residential Status Demystified..After Latest Announcements
Executive Summary – It is important to ascertain the residential status of a person to find out the person's tax liability. A person of Indian origin can be a Resident or Non Resident. A Resident of India can be Resident and Ordinary Resident or Resident and...
What Do The New Changes In Health Insurance Mean To Me?
Summary: IRDAI has brought in some new rules in health insurance that bring in standard definitions, strict timelines for claims, and changes in inclusions and exclusions. This can mean enhanced coverage, standardised policies, a higher ratio of settled claims, and...
21 mistakes every DIY investor needs to avoid
Over years, the most common mistake we have seen with prospective clients is that they trade in shares basis tips from amatures and end up with losses. They are heavy on such speculative bets but low on basics like emergency corpus, goal based SIP, term...
Factors to Consider Before Buying A Vacation Home?
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!
