How Can You Generate Behavioural Alpha
Alpha (α) - A measure of performance. The excess return of an investment relative to the return of a benchmark index. Generating alpha or seeking higher returns than the market average is the goal of many investors. Investors use various strategies to get excess...
New tax regime versus Old tax regime
Income tax is levied on individuals, HUFs, partnership firms, LLPs, and corporations as per Income Tax Act. If an individual’s income exceeds the minimum threshold limit, they are subject to a slab system of taxation. Here is a comparison of the tax slabs of the old...
How will the Account Aggregator Framework benefit us?
When Mahesh wanted to buy a home and take a housing loan, he spent a lot of time and effort. It was not just deciding the house to buy but the logistics of collecting documentation such as bank statements, tax information, identification proofs and more too. These...
Protect your finances from cybercrime
People were being lured to a webpage with the promise of getting three times return on their investment in binary trading. They had to scan a QR code and send money to an account. Once the money was sent, the owner of the webpage disappeared into thin air. The Delhi...
Life planning versus financial planning
When COVID-19 hit and continued to prevail over time, Samaresh got a jolt. He is a senior management executive in his early 40s, working 16-18 hours a day and used to travel across the globe for work in the pre-pandemic era. He was devastated with the loss around and...
Should You Opt For Job Loss Insurance
A job loss is a threat to your financial stability. You may not be able to pay off your bills, EMIs, or other important expenses. Job loss insurance is a financial cover for for people who lose their job. The sum assured will give them a financial respite for some...
Get More Out Of Your Money
Summary: It is important that we make our money work the right way for us. Manual renewal of FDs, caution in using credit cards for top-ups, utilizing the tax exemption available fully, and depositing gold in banks to earn interest are some ways to get more out...
Residential Status Demystified..After Latest Announcements
Executive Summary – It is important to ascertain the residential status of a person to find out the person's tax liability. A person of Indian origin can be a Resident or Non Resident. A Resident of India can be Resident and Ordinary Resident or Resident and...
What Do The New Changes In Health Insurance Mean To Me?
Summary: IRDAI has brought in some new rules in health insurance that bring in standard definitions, strict timelines for claims, and changes in inclusions and exclusions. This can mean enhanced coverage, standardised policies, a higher ratio of settled claims, and...
Should You Opt For Job Loss Insurance
A job loss is a threat to your financial stability. You may not be able to pay off your bills, EMIs, or other important expenses. Job loss insurance is a financial cover for for people who lose their job. The sum assured will give them a financial respite for some...
Get More Out Of Your Money
Summary: It is important that we make our money work the right way for us. Manual renewal of FDs, caution in using credit cards for top-ups, utilizing the tax exemption available fully, and depositing gold in banks to earn interest are some ways to get more out...
Residential Status Demystified..After Latest Announcements
Executive Summary – It is important to ascertain the residential status of a person to find out the person's tax liability. A person of Indian origin can be a Resident or Non Resident. A Resident of India can be Resident and Ordinary Resident or Resident and...
What Do The New Changes In Health Insurance Mean To Me?
Summary: IRDAI has brought in some new rules in health insurance that bring in standard definitions, strict timelines for claims, and changes in inclusions and exclusions. This can mean enhanced coverage, standardised policies, a higher ratio of settled claims, and...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!
