Cybercrime Insurance for Individuals
Executive Summary: Cyber attacks are on the rise in India. You should take precautions while transacting online. Cyber Safe Insurance Plan by Bajaj Allianz and Personal Identity Protection Plan by TATA AIG provide insurance cover against cyber crimes such as phishing,...
REITs and InvITs
Executive Summary: SEBI has allowed financial institutions and NBFCs to invest in REITs and InvITs. This has been done to encourage the acceptance of these investment funds. Individual investors can invest in them directly or through mutual funds. If utilized...
Insurance Plans for the Disabled
Executive Summary – Leading a life with all its challenges is not easy. If one is disabled, it becomes a little more tough. Insurance will help one with the finances. Swavlamban Health Insurance Scheme and Nirmaya are health insurance plans for the differently...
Coffee Can Portfolio
Executive Summary - Coffee Can Portfolio is an approach to investing wherein one allocates a part of the investment portfolio to certain stocks/MFs etc. which have a proven track record and impressive performance potential and forget about it. In the...
7 Questions About Gratuity Answered
Executive Summary- Gratuity is a lump sum amount payable to employees as a reward for their continuous services for 5 years or more. It is calculated on the basis of the salary and tenure of service. In most conditions, it is exempt from income tax. The employer can...
Close Your Home Loan Thoroughly
Buying a home is indeed a joyous and important event in most people's lives. Many of us take a loan to buy a home and pay EMIs for many years. Therefore when the home loan is finally paid in full, we are very happy. But we have to ensure that we close the home loan...
Headwinds and Tailwinds
Political Situation in the country – The political situation in the country can be a headwind or tailwind. When our Prime Minister Narendra Modi looked like winning the elections, the people saw the party and its development agenda as a positive factor for...
Loan Against Mutual Funds
FEATURES ICICI BANK HDFC BANK Approved Securities The bank would determine an approved list of Mutual Fund Schemes against which loans up to 50% of NAV can be given. Approved Equity Mutual Funds, Debt Mutual Funds and FMPs can be used for loan against MFs. 50% of the...
…and we all follow the Herd Mentality….
Executive Summary: Following the actions of a larger group without applying the mind is known as Herd Mentality. Although this can happen in any setting, Herd Mentality has increasingly been witnessed when people make financial decisions relating to investments. Herd...
Close Your Home Loan Thoroughly
Buying a home is indeed a joyous and important event in most people's lives. Many of us take a loan to buy a home and pay EMIs for many years. Therefore when the home loan is finally paid in full, we are very happy. But we have to ensure that we close the home loan...
Headwinds and Tailwinds
Political Situation in the country – The political situation in the country can be a headwind or tailwind. When our Prime Minister Narendra Modi looked like winning the elections, the people saw the party and its development agenda as a positive factor for...
Loan Against Mutual Funds
FEATURES ICICI BANK HDFC BANK Approved Securities The bank would determine an approved list of Mutual Fund Schemes against which loans up to 50% of NAV can be given. Approved Equity Mutual Funds, Debt Mutual Funds and FMPs can be used for loan against MFs. 50% of the...
…and we all follow the Herd Mentality….
Executive Summary: Following the actions of a larger group without applying the mind is known as Herd Mentality. Although this can happen in any setting, Herd Mentality has increasingly been witnessed when people make financial decisions relating to investments. Herd...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!