I Travel A Lot. Which Credit Card Should I Get
Executive Summary: Many of us like travelling. Some of us have to travel for work as well. Travel credit cards are lifestyle cards that offer many travel related features which can help us derive more value from our travels. We have compared 4 travel based credit...
Can We Reduce the Impact of LTCG On Our Investments
Executive Summary: There is a lot of debate and discussion on the recently added tax – LTCG. It means that we have to pay 10.04% tax on capital gains. Are there ways to reduce this tax outgo? It is a cash outgo that you have to bear. You can increase your...
6 Financial Moves That You Will Regret in Retirement
Executive Summary: Some financial mistakes that we make when we are young can have a negative impact in our retirement years. If you do not save and invest in time or invest in very low risk low return assets, your investments will not be enough to fund retirement. If...
Make the Best Use of SWPs
Executive Summary: A Systematic Withdrawal Plan (SWP) is an option given by Mutual Funds. Investors can withdraw from the scheme invested in on a regular basis. It is helpful for retirees. They usually have a lump sum amount in the retirement fund and need a regular...
Cybersecurity and Digital Payments
Executive Summary- The Indian economy is surging forward towards a digital economy. While this is advantageous, there are risks that we need to be aware of. All forms of digital transactions like usage of debit and credit cards, online shopping and mobile wallets are...
Top 7 Myths of Term Insurance
Executive Summary: Individuals usually consider certain myths when it relates to term insurance. Top 7 myths include (1) Term insurance is for investment (2) Term insurance is to save tax (3) Term insurance is only for the old (4) If you are unhealthy, you cannot...
How will the new Real Estate bill help home buyers?
Executive Summary – The government has passed a new Real Estate bill which has brought in new regulations such as a separate account for 70% of the money got from buyers, quoting price for carpet area, set-up of regulatory bodies to regulate real estate projects...
What is new in EPF?
Happy retirement with benefit of new EPF Executive Summary – There have been some changes in the EPF withdrawal rules. These changes have been done to ensure that people do not withdraw the funds meant for post retirement. The changes include increase in...
This Women’s Day become friendly with Finance!!!
EXECUTIVE SUMMARY: Women today are getting competent with men in each and every field of work, yet when it comes to finance they feel insecure and transfer the responsibility of handling it on their family members. Financial matters are not discussed openly in...
Top 7 Myths of Term Insurance
Executive Summary: Individuals usually consider certain myths when it relates to term insurance. Top 7 myths include (1) Term insurance is for investment (2) Term insurance is to save tax (3) Term insurance is only for the old (4) If you are unhealthy, you cannot...
How will the new Real Estate bill help home buyers?
Executive Summary – The government has passed a new Real Estate bill which has brought in new regulations such as a separate account for 70% of the money got from buyers, quoting price for carpet area, set-up of regulatory bodies to regulate real estate projects...
What is new in EPF?
Happy retirement with benefit of new EPF Executive Summary – There have been some changes in the EPF withdrawal rules. These changes have been done to ensure that people do not withdraw the funds meant for post retirement. The changes include increase in...
This Women’s Day become friendly with Finance!!!
EXECUTIVE SUMMARY: Women today are getting competent with men in each and every field of work, yet when it comes to finance they feel insecure and transfer the responsibility of handling it on their family members. Financial matters are not discussed openly in...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!