What is SBI Bandhan SWP?
Executive Summary: SBI has made the Systematic Withdrawal Plan (SWP) more attractive by allowing to credit the amount withdrawn to a family member. This is helpful if you want to support a parent, spouse, sibling or child financially. You can transfer a minimum of Rs....
How Can We Make Risk Profiling Effective
Executive Summary: Many financial planners use risk profiling tools before drafting a financial plan. Many personal finance websites have risk profiling tools. Risk profiling will be effective if the tool is accurate and consistent, the advisor uses it properly and...
Should You Go for MF Schemes that Offer Insurance?
Executive Summary: Investing through SIPs in mutual funds is a smart way to invest regularly and build wealth. Some MF companies like Birla SunLife, ICICI Pru and Reliance offer insurance along with the MF scheme. It is not a great idea to mix MF investments and...
Financial Year Roundup 2016-17
Ayush Bhargava EXECUTIVE SUMMARY: Financial year 2016-17 has been the year of challenges and reforms for India. This year we saw government aggressively spending on Infrastructure, agriculture and GST Bill finally getting approval. Equity Market witnesses a lot...
What Should I Do in the New Financial Year
Executive Summary: April 1, 2017 to 31 March, 2018 is the new financial year. You can take some proactive steps to ensure that your financial year is under your control. These steps include selling off bad investments, planning taxes for the new financial year,...
Insurance Policies for Cancer
Executive Summary – Cancer is a dreaded disease. It causes mental, physical and financial stress. We have compared 4 policies that provide insurance for cancer patients - HDFC Life Cancer Care, ICICI Cancer Care Plus, CPAA Cancer Insurance Policy and ICS Cancer...
New TDS Updates for EPF
There are some changes to Tax Deducted at Source (TDS) applicable on EPF. Let us look at the major changes - Here is a flowchart explaining the TDS rules on withdrawal - PPF Employer contribution is not thereA person's contribution is eligible for...
Why investors avoid Mutual Funds?
Download PDF Often people in our country do not invest in mutual funds and the reasons given by them are quite the ones needed to be accounted for. It is a baffling situation where an interesting and a useful product like mutual funds, with a highly transparent and...
The $81 Million Heist!
It is a shocking incident that cybersecurity attacks can be made on such a large scale with officials being in the dark for so long. There seem to be loopholes in the banking system which can be easily breached. It is also possible that there was inside help for the...
Insurance Policies for Cancer
Executive Summary – Cancer is a dreaded disease. It causes mental, physical and financial stress. We have compared 4 policies that provide insurance for cancer patients - HDFC Life Cancer Care, ICICI Cancer Care Plus, CPAA Cancer Insurance Policy and ICS Cancer...
New TDS Updates for EPF
There are some changes to Tax Deducted at Source (TDS) applicable on EPF. Let us look at the major changes - Here is a flowchart explaining the TDS rules on withdrawal - PPF Employer contribution is not thereA person's contribution is eligible for...
Why investors avoid Mutual Funds?
Download PDF Often people in our country do not invest in mutual funds and the reasons given by them are quite the ones needed to be accounted for. It is a baffling situation where an interesting and a useful product like mutual funds, with a highly transparent and...
The $81 Million Heist!
It is a shocking incident that cybersecurity attacks can be made on such a large scale with officials being in the dark for so long. There seem to be loopholes in the banking system which can be easily breached. It is also possible that there was inside help for the...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!