Do You Have Action Bias?
Executive Summary: As humans, we have the instinct to take some action all the time. It feels satisfying. But taking action is not always in the best interests of your investment portfolio. Sometimes it is better to wait till the complex situation passes by, ...
Mutual Fund Scheme Categorisation and Rationalisation
Ayush Bhargava EXECUTIVE SUMMARY: In October 2017 SEBI issued a notification with regards to scheme Categorisation and Rationalisation with a aim to bring uniformity in the Mutual Funds industry. Due to these changes mutual fund companies have started winding up...
Have You Linked Your PAN and Aadhaar
Executive Summary: It has become mandatory to link PAN to Aadhaar for filing income tax returns. If you have both, it is a simple process. You have to link them by visiting the income tax e-filing portal. There are ways to link the two even if the details are not...
Real Estate (Regulation & Development) Act, 2016 (RERA)
Ayush Bhargava EXECUTIVE SUMMARY: Real Estate Act 2016 (RERA) is the latest act to come in force from 1st May 2017. This act seeks to protect home buyers as well as boost the investment in the real estate industry. This article talks about some of the major...
Use your hard earned “Bonus” smartly
Ayush Bhargava EXECUTIVE SUMMARY: Who doesn’t love extra money aka “Bonus” and when it regularly comes once in a year then one should always plan for its better use. From filling in for emergency funds to paying off debt, buying...
SWOT Analysis of Investment Options
Executive Summary – SWOT Analysis is a business tool that evaluates a subject on the basis of its strengths, weaknesses, opportunities and threats. It helps to compare subjects and make prudent decisions. We present the SWOT analysis for Equity, Mutual Funds and...
Which Term Insurance Plan should you choose?
A Term Insurance plan is the best form of life insurance compared to endowment plans or ULIPs, as you can get a high cover for a low price. This is because the entire premium you pay goes towards covering the risk and there is no investment component. Buying...
How do I get an Educational Loan?
Can I get a comparison of educational loans available in the market? Features Axis Bank IDBI Bank Central Bank of India State Bank of India Executive Summary – Quality Education is important but beyond the reach of all as it is expensive. Banks offer...
So You Want to be Rich
5) Review – You should have a financial plan in place with short-term and long-term financial goals. You should track your investments and review it regularly and tweak it as per changing market conditions and personal life. 6) Love what you do...
SWOT Analysis of Investment Options
Executive Summary – SWOT Analysis is a business tool that evaluates a subject on the basis of its strengths, weaknesses, opportunities and threats. It helps to compare subjects and make prudent decisions. We present the SWOT analysis for Equity, Mutual Funds and...
Which Term Insurance Plan should you choose?
A Term Insurance plan is the best form of life insurance compared to endowment plans or ULIPs, as you can get a high cover for a low price. This is because the entire premium you pay goes towards covering the risk and there is no investment component. Buying...
How do I get an Educational Loan?
Can I get a comparison of educational loans available in the market? Features Axis Bank IDBI Bank Central Bank of India State Bank of India Executive Summary – Quality Education is important but beyond the reach of all as it is expensive. Banks offer...
So You Want to be Rich
5) Review – You should have a financial plan in place with short-term and long-term financial goals. You should track your investments and review it regularly and tweak it as per changing market conditions and personal life. 6) Love what you do...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!