What is Availability Bias?
Executive Summary: We tend to base our decisions on information that is recent or easily available or on recent events or those retained in our memory. This is known as availability bias. It is not an optimum way to make decisions as different aspects of a news item...
How Can I Avoid Planning Fallacy
Executive Summary: We tend to overestimate our capacity and benefits of our tasks and underestimate costs, efforts and time to do those tasks. This is called planning fallacy and it can affect our financial plan. We can avoid planning fallacy by setting realistic...
Paytm’s New Product – Digital Gold
Executive Summary: Paytm has introduced a new product – 'Digital Gold' in association with MMTC-PAMP, a globally renowned bullion. One can buy and sell gold online. Request for delivery can also be made. It is a good product to invest in gold as it allows for...
All About Exchange Traded Funds
Executive Summary: Exchange Traded Funds (ETFs) are funds that invest in underlying stocks, indices or commodities. They can be traded in the exchange. They offer limited risk as compared to direct equity. In India, liquidity is an issue for them and many MF...
Change Your Financial Behaviour Reading These Books
Executive Summary: Humans fall prey to making irrational decisions. This leads to flawed financial decisions. This can impact our wealth and long term financial goals. The books Why Smart People Make Big Money Mistakes, The Little Book of Behavioral Investing,...
All About RuPay and RuPay Cards
Executive Summary – RuPay, a payment gateway system devised in India by NCPI is an alternative to international payment systems like MasterCard and Visa. It provides payment services that are local and therefore faster and cost effective.There are RuPay cards...
Insurance Plans for Diabetics
Download PDF Executive Summary – Diabetes is growing quite rapidly in India. There are some insurance companies who have come up with insurance covers for the same. We compare three such insurance policies here - Star Health's Diabetic Safe Plan, Apollo...
Mistakes to avoid while buying Health Insurance
These are some of the errors that may happen while buying health cover. It is always advised to consult an investment adviser for these kinds of decisions as they are the ones who understand one’s requirements in a detailed manner and give the perfect...
Updated Provisions in EPF
Executive Summary – The government had proposed some changes in EPF to ensure that people do not withdraw the funds meant for post retirement. The changes include increase in retirement age, disallowance of 100% withdrawal of PF before retirement,...
All About RuPay and RuPay Cards
Executive Summary – RuPay, a payment gateway system devised in India by NCPI is an alternative to international payment systems like MasterCard and Visa. It provides payment services that are local and therefore faster and cost effective.There are RuPay cards...
Insurance Plans for Diabetics
Download PDF Executive Summary – Diabetes is growing quite rapidly in India. There are some insurance companies who have come up with insurance covers for the same. We compare three such insurance policies here - Star Health's Diabetic Safe Plan, Apollo...
Mistakes to avoid while buying Health Insurance
These are some of the errors that may happen while buying health cover. It is always advised to consult an investment adviser for these kinds of decisions as they are the ones who understand one’s requirements in a detailed manner and give the perfect...
Updated Provisions in EPF
Executive Summary – The government had proposed some changes in EPF to ensure that people do not withdraw the funds meant for post retirement. The changes include increase in retirement age, disallowance of 100% withdrawal of PF before retirement,...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!