Recent SEBI Guidelines For the MF Industry
Executive Summary: SEBI has banned upfront commission payable to distributors and lowered the total expense ratio limit that can be charged by Mutual Fund houses to the MF investors. This will ensure that there will be less mis-selling and more transparency....
4 Cognitive Biases That Affect Everyday Finance
Executive Summary: Cognitive bias is erroneous thinking and behaviour. It prevents us from thinking objectively. There are many cognitive biases that affect our financial life. We have discussed four of them here – Anchoring, Decoy Effect, Bandwagon Effect and...
Invest Abroad Using Indian Mutual Funds
Executive Summary: You can invest in markets abroad through Mutual Fund schemes in India that invest abroad. Investing in markets abroad gives your portfolio diversification and reduced risk. At the same time, there are risks of currency fluctuations and social and...
All About UMANG
Executive Summary: UMANG comprises of a host of services that the government provides. All services are provided electronically so that the customers cam transact at ease and with convenience. Some services provided are EPFO services, PAN services, e-pathshala, and...
LIC Cancer Care Insurance Policy
Executive Summary: LIC Cancer Care Insurance plan no. 905 is an insurance policy for cancer- early stage and major stage. The premium is competitive and covers all kinds of cancer. The sum assured is comprehensive. But there is a long waiting period and has no family...
All about the Online EPF Passbook Facility
Executive Summary: The Employees Provident Fund Organization (EPFO) allows people to view their Employee PF status online. A person has to register on the EPFO website using the UAN, member ID and mobile number. If UAN is not there, it can activated. The...
Tax Saving Season – Understand the cost of buying wrong financial product.
Ayush Bhargava. EXECUTIVE SUMMARY: We are in the middle of the tax saving season during which every year mis-selling of the financial products increases. People blindly invest into insurance policies, tax saving mutual fund schemes (ELSS) & other schemes...
Are Robo Advisors The Way To Go
Executive Summary- A financial advisor helps the client to develop a comprehensive financial plan and manage his financial goals. With technology entering every aspect of our life, we can get advisors that are automated as well. Many companies have launched Robo...
5 Apps To Manage Your Expenses
Executive Summary – Expense management is a continuous process and not an easy one. Sometimes we are clueless as to how our money got spent. There are many apps available to help us managing our expenses. We review Qykly, mTrakr, Money Lover, Walnut and Expense...
All about the Online EPF Passbook Facility
Executive Summary: The Employees Provident Fund Organization (EPFO) allows people to view their Employee PF status online. A person has to register on the EPFO website using the UAN, member ID and mobile number. If UAN is not there, it can activated. The...
Tax Saving Season – Understand the cost of buying wrong financial product.
Ayush Bhargava. EXECUTIVE SUMMARY: We are in the middle of the tax saving season during which every year mis-selling of the financial products increases. People blindly invest into insurance policies, tax saving mutual fund schemes (ELSS) & other schemes...
Are Robo Advisors The Way To Go
Executive Summary- A financial advisor helps the client to develop a comprehensive financial plan and manage his financial goals. With technology entering every aspect of our life, we can get advisors that are automated as well. Many companies have launched Robo...
5 Apps To Manage Your Expenses
Executive Summary – Expense management is a continuous process and not an easy one. Sometimes we are clueless as to how our money got spent. There are many apps available to help us managing our expenses. We review Qykly, mTrakr, Money Lover, Walnut and Expense...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!