Do You Know About Cyber Insurance Policies?
Executive Summary: HDFC Ergo's E@Secure and Bajaj Allianz's Cyber Safe Insurance Policy are policies offering financial cover against cyber crimes and cyber liabilities. We provide an overview of these policies. Today business and personal transactions are...
Should I Invest in the Sovereign Gold Bonds Issue – Series II
Executive Summary: Sovereign Gold Bonds are issued by the Government of India. In the next few months, these bonds will be available for investors to buy during certain periods. The interest rate is 2.5% per annum and the tenure is 8 years. You can redeem in the...
Personal Finance Mistakes to Avoid in 2018
Executive Summary: We will be in the new year soon. Let us look at some of the mistakes to avoid in personal finance so that 2018 is Happy and Prosperous. The mistakes to avoid include wasteful spending, less savings and inappropriate investments, no emergency fund,...
I Want To Know About Bitcoin
Executive Summary: Bitcoin is crypto currency. It is a form of electronic currency that can be bought or earned. It can be used in a few sites for transactions. It has gained quite a bit of following in this year. RBI does not consider it legal as it is risky to trade...
Niramaya – Insurance for PwDs
Executive Summary: Niramaya is a health insurance scheme offered to persons with mental and/or physical disabilities. The benefit payable is a maximum of Rs. 1,00,000. It covers all kinds of treatments for disabilities. The forms are available online too for enrolment...
What Should I Do in the New Financial Year
Executive Summary: April 1, 2017 to 31 March, 2018 is the new financial year. You can take some proactive steps to ensure that your financial year is under your control. These steps include selling off bad investments, planning taxes for the new financial year,...
6 Financial Moves That You Will Regret in Retirement
Executive Summary: Some financial mistakes that we make when we are young can have a negative impact in our retirement years. If you do not save and invest in time or invest in very low risk low return assets, your investments will not be enough to fund retirement. If...
Make the Best Use of SWPs
Executive Summary: A Systematic Withdrawal Plan (SWP) is an option given by Mutual Funds. Investors can withdraw from the scheme invested in on a regular basis. It is helpful for retirees. They usually have a lump sum amount in the retirement fund and need a regular...
Cybersecurity and Digital Payments
Executive Summary- The Indian economy is surging forward towards a digital economy. While this is advantageous, there are risks that we need to be aware of. All forms of digital transactions like usage of debit and credit cards, online shopping and mobile wallets are...
What Should I Do in the New Financial Year
Executive Summary: April 1, 2017 to 31 March, 2018 is the new financial year. You can take some proactive steps to ensure that your financial year is under your control. These steps include selling off bad investments, planning taxes for the new financial year,...
6 Financial Moves That You Will Regret in Retirement
Executive Summary: Some financial mistakes that we make when we are young can have a negative impact in our retirement years. If you do not save and invest in time or invest in very low risk low return assets, your investments will not be enough to fund retirement. If...
Make the Best Use of SWPs
Executive Summary: A Systematic Withdrawal Plan (SWP) is an option given by Mutual Funds. Investors can withdraw from the scheme invested in on a regular basis. It is helpful for retirees. They usually have a lump sum amount in the retirement fund and need a regular...
Cybersecurity and Digital Payments
Executive Summary- The Indian economy is surging forward towards a digital economy. While this is advantageous, there are risks that we need to be aware of. All forms of digital transactions like usage of debit and credit cards, online shopping and mobile wallets are...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!