Did Your Home Loan Application Get Rejected
Executive Summary: Getting a home loan is a long and stringent process. There are many reasons for banks to reject applications for home loans. These include unapproved builder/property, incomplete documentation, unstable income, other loans etc. You have to ensure...
Permanent Exclusions in Health Insurance Policies
Executive Summary: It is important to read the fine details and all terms and conditions mentioned in the health insurance policy before you make the decision to buy one so that you know about the policy exclusions and conditions that have to be met for making a...
7.75% Savings (Taxable) Bonds, 2018
Executive Summary: The Government has replaced the 8% Taxable bonds with 7.75% taxable bonds. The holding period is 7 years. There is no maximum limit on investment on them. The real rate of return is not very lucrative. There are other investments that offer better...
New Benchmark for MFs – TRI
Executive Summary: PRI or Price Return Index was used by MFs to benchmark the performance of their schemes. SEBI has mandated that Total Return Index has to be used. This means the comparison will be against higher index returns. It is good for investors as there will...
Financial Checklist for 2018
Executive Summary: We have provided a checklist of items to do each month of the year. It can be used to streamline your financial life and help you achieve your financial goals. The checklist includes creating a budget, managing changes in income, reviewing...
Income Tax changes for FY 2017-18
Ayush Bhargava EXECUTIVE SUMMARY: This year’s financial budget failed to please a big portion of economy however, for lower and middle income group this budget will help in saving more money. This article includes several points with respect to changes in...
Insure Your Gadgets
Executive Summary: It is good to insure gadgets like phones, laptops, camera equipment as they are expensive and play an important role in our life. Here is a lowdown on three insurance policies that offer equipment insurance - Bharti AXA Portable Equipment Policy,...
Should You Go for MF Schemes that Offer Insurance?
Executive Summary: Investing through SIPs in mutual funds is a smart way to invest regularly and build wealth. Some MF companies like Birla SunLife, ICICI Pru and Reliance offer insurance along with the MF scheme. It is not a great idea to mix MF investments and...
Financial Year Roundup 2016-17
Ayush Bhargava EXECUTIVE SUMMARY: Financial year 2016-17 has been the year of challenges and reforms for India. This year we saw government aggressively spending on Infrastructure, agriculture and GST Bill finally getting approval. Equity Market witnesses a lot...
Income Tax changes for FY 2017-18
Ayush Bhargava EXECUTIVE SUMMARY: This year’s financial budget failed to please a big portion of economy however, for lower and middle income group this budget will help in saving more money. This article includes several points with respect to changes in...
Insure Your Gadgets
Executive Summary: It is good to insure gadgets like phones, laptops, camera equipment as they are expensive and play an important role in our life. Here is a lowdown on three insurance policies that offer equipment insurance - Bharti AXA Portable Equipment Policy,...
Should You Go for MF Schemes that Offer Insurance?
Executive Summary: Investing through SIPs in mutual funds is a smart way to invest regularly and build wealth. Some MF companies like Birla SunLife, ICICI Pru and Reliance offer insurance along with the MF scheme. It is not a great idea to mix MF investments and...
Financial Year Roundup 2016-17
Ayush Bhargava EXECUTIVE SUMMARY: Financial year 2016-17 has been the year of challenges and reforms for India. This year we saw government aggressively spending on Infrastructure, agriculture and GST Bill finally getting approval. Equity Market witnesses a lot...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!