Changes in NPS in December 2018
Executive Summary: The Government has approved some changes in the NPS such as increased Government contribution, tax benefits, better withdrawal conditions and compensation for delayed payouts towards contribution by the Government. These changes are beneficial to...
How To Select A Liquid Mutual Fund For My Portfolio
Executive Summary: Liquid funds are considered to be a good investment option due low risk, high liquidity and optimum returns. You should consider factors such as credit quality, investment portfolio, fund performance, expenses, your financial goals and average...
6 Steps to Take When Your Spouse is Your Business Partner
Executive Summary: Running a business venture with your spouse is a great idea. Some steps that can be taken to ensure that there are no stumbling blocks in the business operations and in your personal life are financial backup, provision of insurance, documentation...
What, When and Why of Debt Mutual Funds
Executive Summary: Debt Mutual Funds invest in bonds, treasury bills and other money market instruments. Debt MFs are less volatile and therefore less risky as compared to Equity MFs. They have potential to give returns that can beat inflation. There are...
Cybercrime Insurance for Individuals
Executive Summary: Cyber attacks are on the rise in India. You should take precautions while transacting online. Cyber Safe Insurance Plan by Bajaj Allianz and Personal Identity Protection Plan by TATA AIG provide insurance cover against cyber crimes such as phishing,...
Change Your Financial Behaviour Reading These Books
Executive Summary: Humans fall prey to making irrational decisions. This leads to flawed financial decisions. This can impact our wealth and long term financial goals. The books Why Smart People Make Big Money Mistakes, The Little Book of Behavioral Investing,...
What do the Rich do differently from the Not So Rich?
Executive Summary: The rich people have some traits and habits that are different from the not so rich people. Wealthy people are logical about money. They make their money work for them and have a diversified investment portfolio. Their goals are lofty and they live...
Review – HDFC Click2Protect 3D Plus Term Plan
Executive Summary: Click2Protect 3D Plus, a term policy from HDFC Life has many options. These options suit different requirements. It is good to offer choice to customers, but it is better to keep a term plan basic. Click2Protect 3D Plus is a new term insurance...
Six Things to do Before Filing Your IT Returns
Executive Summary: It is compulsory to file ITR form if you are earning income greater Rs. 2,50,000. Filing tax returns is akin to a nightmare for many. But if you prepare the requirements beforehand, it is not such a cumbersome process. You need to be aware of your...
Change Your Financial Behaviour Reading These Books
Executive Summary: Humans fall prey to making irrational decisions. This leads to flawed financial decisions. This can impact our wealth and long term financial goals. The books Why Smart People Make Big Money Mistakes, The Little Book of Behavioral Investing,...
What do the Rich do differently from the Not So Rich?
Executive Summary: The rich people have some traits and habits that are different from the not so rich people. Wealthy people are logical about money. They make their money work for them and have a diversified investment portfolio. Their goals are lofty and they live...
Review – HDFC Click2Protect 3D Plus Term Plan
Executive Summary: Click2Protect 3D Plus, a term policy from HDFC Life has many options. These options suit different requirements. It is good to offer choice to customers, but it is better to keep a term plan basic. Click2Protect 3D Plus is a new term insurance...
Six Things to do Before Filing Your IT Returns
Executive Summary: It is compulsory to file ITR form if you are earning income greater Rs. 2,50,000. Filing tax returns is akin to a nightmare for many. But if you prepare the requirements beforehand, it is not such a cumbersome process. You need to be aware of your...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!