Money Problems of the Wealthy
Executive Summary: Rich people have the problem of plenty. They grapple with various options to invest money and how to maintain a certain lifestyle. They are worried about their kids lives and whether they will have enough money and if their money is earning enough....
Have You Made Your Personal Finance Resolutions for 2019
Happy New Year! The festivities and celebrations are done and it is time to work on making 2019 a worthwhile year. Let us make resolutions for our personal finances and stick to them so that we have a successful financial year.
Can We Reduce the Impact of LTCG On Our Investments
Executive Summary: There is a lot of debate and discussion on the recently added tax – LTCG. It means that we have to pay 10.04% tax on capital gains. Are there ways to reduce this tax outgo? It is a cash outgo that you have to bear. You can increase your...
Changes that matters in FY 2018-19…
Ayush Bhargava EXECUTIVE SUMMARY: This year’s budget came up with the surprise changes in personal finance area. While there was no change in the income tax slab, the FM increased the cess charged on tax liability, deduction on interest amount increased...
Modicare 2018
Executive Summary: The government has promised to provide free medical care of up to Rs 5,00,000 each to 10 crore poor families. It was announced in this year's budget. It is a good step as there is a poor reach of medical care in the country. But it has to be...
What Is My Liability In Case of Fraudulent Transactions In My Account
Executive Summary: Recently RBI has made some announcements regarding fraudulent transactions. The customer has to report the fraud within three days else the liability of the bank is limited in case the bank is not responsible for it. If the bank has been a...
Interest Saving Home Loan Schemes
Executive Summary: Some banks offer specialized home loan products. These are linked to a bank account. One can deposit surplus amount in this account. The surplus amount will be treated as pre-payment of principal amount and the interest will be calculated on amount...
Paytm’s New Product – Digital Gold
Executive Summary: Paytm has introduced a new product – 'Digital Gold' in association with MMTC-PAMP, a globally renowned bullion. One can buy and sell gold online. Request for delivery can also be made. It is a good product to invest in gold as it allows for...
All About Exchange Traded Funds
Executive Summary: Exchange Traded Funds (ETFs) are funds that invest in underlying stocks, indices or commodities. They can be traded in the exchange. They offer limited risk as compared to direct equity. In India, liquidity is an issue for them and many MF...
What Is My Liability In Case of Fraudulent Transactions In My Account
Executive Summary: Recently RBI has made some announcements regarding fraudulent transactions. The customer has to report the fraud within three days else the liability of the bank is limited in case the bank is not responsible for it. If the bank has been a...
Interest Saving Home Loan Schemes
Executive Summary: Some banks offer specialized home loan products. These are linked to a bank account. One can deposit surplus amount in this account. The surplus amount will be treated as pre-payment of principal amount and the interest will be calculated on amount...
Paytm’s New Product – Digital Gold
Executive Summary: Paytm has introduced a new product – 'Digital Gold' in association with MMTC-PAMP, a globally renowned bullion. One can buy and sell gold online. Request for delivery can also be made. It is a good product to invest in gold as it allows for...
All About Exchange Traded Funds
Executive Summary: Exchange Traded Funds (ETFs) are funds that invest in underlying stocks, indices or commodities. They can be traded in the exchange. They offer limited risk as compared to direct equity. In India, liquidity is an issue for them and many MF...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!