Do You Know About These Changes In Income Tax Rules
Executive Summary: There are five key changes in Income Tax rules that are applicable from September 1, 2019. These include changes in TDS on cash withdrawals, net amount received from life insurance company, payments made to professionals and contractors and...
Comparison Of Credit Cards Issued by Ola, Flipkart and Paytm
Executive Summary: E-commerce organizations are offering credit cards. Is it worth getting one of these? Here is a comparison of Paytm's First Card, Flipkart's credit card and Ola Money Card. The big brands of new businesses are highly competitive. They look at...
Recent SEBI Guidelines For the MF Industry
Executive Summary: SEBI has banned upfront commission payable to distributors and lowered the total expense ratio limit that can be charged by Mutual Fund houses to the MF investors. This will ensure that there will be less mis-selling and more transparency....
4 Cognitive Biases That Affect Everyday Finance
Executive Summary: Cognitive bias is erroneous thinking and behaviour. It prevents us from thinking objectively. There are many cognitive biases that affect our financial life. We have discussed four of them here – Anchoring, Decoy Effect, Bandwagon Effect and...
Review of SBI Arogya Premier Policy
Executive Summary: SBI Arogya Premier Policy is a policy with higher sum assured aimed at HNIs. We look at the key features, benefits, disadvantages and share our analysis of the policy here. SBI's Arogya Premier policy is a medical policy targeted at the high net...
Changes that matters in FY 2018-19…
Ayush Bhargava EXECUTIVE SUMMARY: This year’s budget came up with the surprise changes in personal finance area. While there was no change in the income tax slab, the FM increased the cess charged on tax liability, deduction on interest amount increased...
Modicare 2018
Executive Summary: The government has promised to provide free medical care of up to Rs 5,00,000 each to 10 crore poor families. It was announced in this year's budget. It is a good step as there is a poor reach of medical care in the country. But it has to be...
6 Steps to Take When Your Spouse is Your Business Partner
Executive Summary: Running a business venture with your spouse is a great idea. Some steps that can be taken to ensure that there are no stumbling blocks in the business operations and in your personal life are financial backup, provision of insurance, documentation...
What, When and Why of Debt Mutual Funds
Executive Summary: Debt Mutual Funds invest in bonds, treasury bills and other money market instruments. Debt MFs are less volatile and therefore less risky as compared to Equity MFs. They have potential to give returns that can beat inflation. There are...
Changes that matters in FY 2018-19…
Ayush Bhargava EXECUTIVE SUMMARY: This year’s budget came up with the surprise changes in personal finance area. While there was no change in the income tax slab, the FM increased the cess charged on tax liability, deduction on interest amount increased...
Modicare 2018
Executive Summary: The government has promised to provide free medical care of up to Rs 5,00,000 each to 10 crore poor families. It was announced in this year's budget. It is a good step as there is a poor reach of medical care in the country. But it has to be...
6 Steps to Take When Your Spouse is Your Business Partner
Executive Summary: Running a business venture with your spouse is a great idea. Some steps that can be taken to ensure that there are no stumbling blocks in the business operations and in your personal life are financial backup, provision of insurance, documentation...
What, When and Why of Debt Mutual Funds
Executive Summary: Debt Mutual Funds invest in bonds, treasury bills and other money market instruments. Debt MFs are less volatile and therefore less risky as compared to Equity MFs. They have potential to give returns that can beat inflation. There are...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!