Do You Have A Two Wheeler Insurance?
Executive Summary: Third party insurance for two-wheelers is compulsory. There are many policies available in the market issued by private and public insurers. We have given details of three insurance policies here. Most policies offer similar terms and conditions....
Factors Influencing Startups
Executive Summary: To start your own venture or business is a big challenge. It requires dedication, patience, hard work, money and some luck. Let us look at some factors that influence a startup's journey. Understanding these factors will enable you to be more...
Permanent Exclusions in Health Insurance Policies
Executive Summary: It is important to read the fine details and all terms and conditions mentioned in the health insurance policy before you make the decision to buy one so that you know about the policy exclusions and conditions that have to be met for making a...
Do You Know About Cyber Insurance Policies?
Executive Summary: HDFC Ergo's E@Secure and Bajaj Allianz's Cyber Safe Insurance Policy are policies offering financial cover against cyber crimes and cyber liabilities. We provide an overview of these policies. Today business and personal transactions are...
Should I Invest in the Sovereign Gold Bonds Issue – Series II
Executive Summary: Sovereign Gold Bonds are issued by the Government of India. In the next few months, these bonds will be available for investors to buy during certain periods. The interest rate is 2.5% per annum and the tenure is 8 years. You can redeem in the...
What is SBI Bandhan SWP?
Executive Summary: SBI has made the Systematic Withdrawal Plan (SWP) more attractive by allowing to credit the amount withdrawn to a family member. This is helpful if you want to support a parent, spouse, sibling or child financially. You can transfer a minimum of Rs....
How Can We Make Risk Profiling Effective
Executive Summary: Many financial planners use risk profiling tools before drafting a financial plan. Many personal finance websites have risk profiling tools. Risk profiling will be effective if the tool is accurate and consistent, the advisor uses it properly and...
I Travel A Lot. Which Credit Card Should I Get
Executive Summary: Many of us like travelling. Some of us have to travel for work as well. Travel credit cards are lifestyle cards that offer many travel related features which can help us derive more value from our travels. We have compared 4 travel based credit...
Can We Reduce the Impact of LTCG On Our Investments
Executive Summary: There is a lot of debate and discussion on the recently added tax – LTCG. It means that we have to pay 10.04% tax on capital gains. Are there ways to reduce this tax outgo? It is a cash outgo that you have to bear. You can increase your...
What is SBI Bandhan SWP?
Executive Summary: SBI has made the Systematic Withdrawal Plan (SWP) more attractive by allowing to credit the amount withdrawn to a family member. This is helpful if you want to support a parent, spouse, sibling or child financially. You can transfer a minimum of Rs....
How Can We Make Risk Profiling Effective
Executive Summary: Many financial planners use risk profiling tools before drafting a financial plan. Many personal finance websites have risk profiling tools. Risk profiling will be effective if the tool is accurate and consistent, the advisor uses it properly and...
I Travel A Lot. Which Credit Card Should I Get
Executive Summary: Many of us like travelling. Some of us have to travel for work as well. Travel credit cards are lifestyle cards that offer many travel related features which can help us derive more value from our travels. We have compared 4 travel based credit...
Can We Reduce the Impact of LTCG On Our Investments
Executive Summary: There is a lot of debate and discussion on the recently added tax – LTCG. It means that we have to pay 10.04% tax on capital gains. Are there ways to reduce this tax outgo? It is a cash outgo that you have to bear. You can increase your...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!