How Much Should I Spend on a Smartphone
Summary: We pretty much do everything on our smartphone – Socialize, get entertained, pay bills and click photos. But it need not cost us an arm and a leg . Many smartphones will satisfy our needs and be within our budget. Understand your usage and income and...
All About Arbitrage Funds
Summary: Arbitrage funds take advantage of price differences in securities. Fund managers buy and sell securities in different markets and generate returns based on price mismatch. Arbitrage funds are treated as equity funds from a tax perspective. They are less risky...
What Is Equity Risk Premium
Executive Summary: Equity risk premium is based on the risk-reward trade-off. It predicts how a stock will perform as compared to less risky investments such as bonds. It is a good metric to select stocks to invest in. In the past, it has been seen that long-term...
9 Income Tax Deductions To Reduce Tax Payable
It is time to plan your taxes for the year. There are many things that you can do to claim the tax benefits you are entitled to. Here are nine income tax deductions that can be made from the gross taxable income. These will lead to the net income on...
Money Problems of the Wealthy
Executive Summary: Rich people have the problem of plenty. They grapple with various options to invest money and how to maintain a certain lifestyle. They are worried about their kids lives and whether they will have enough money and if their money is earning enough....
Increasing Term Insurance Plan
Executive Summary: The sum assured in an increasing term insurance plan can be periodically increased during the policy term. The premium also increases appropriately. We have compared two policies - SBI Life Smart Shield and Birla Sun Life Protector Plus Plan that...
4 Websites to File Returns Online
Executive Summary: The deadline to file IT returns for the financial year 2017-18 is July 31. We have compared Taxsmile, Taxspanner, Cleartax and Income Tax department's website for e-filing IT returns. Have you filed our IT returns for financial year 2017-18? The...
Let’s Start Your “Financial Journey”
Ayush Bhargava Executive Summary – Financial Journey is started as soon as one acquires a job or a work where motive is to earn money. Though in first few months’ people tend to spend earnings, however at a later stage the urge of saving money is felt...
What Should I Know About Health Insurance Portability?
Executive Summary: You can port your health insurance policy from one insurer to another provided you fill in the relevant forms and submit all documentation. You can port only to a similar policy and you might need to do a medical check-up. A policy of...
Increasing Term Insurance Plan
Executive Summary: The sum assured in an increasing term insurance plan can be periodically increased during the policy term. The premium also increases appropriately. We have compared two policies - SBI Life Smart Shield and Birla Sun Life Protector Plus Plan that...
4 Websites to File Returns Online
Executive Summary: The deadline to file IT returns for the financial year 2017-18 is July 31. We have compared Taxsmile, Taxspanner, Cleartax and Income Tax department's website for e-filing IT returns. Have you filed our IT returns for financial year 2017-18? The...
Let’s Start Your “Financial Journey”
Ayush Bhargava Executive Summary – Financial Journey is started as soon as one acquires a job or a work where motive is to earn money. Though in first few months’ people tend to spend earnings, however at a later stage the urge of saving money is felt...
What Should I Know About Health Insurance Portability?
Executive Summary: You can port your health insurance policy from one insurer to another provided you fill in the relevant forms and submit all documentation. You can port only to a similar policy and you might need to do a medical check-up. A policy of...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!