What Should I Know Before Taking A Personal Loan
Summary: Personal loans are unsecured loans. They have a high interest rate and are given to people with high CIBIL score. It is best to avoid a personal loan if it is for a non-emergency or an impulse purchase. Loan against collateral and building an emergency...
Arogya Sanjeevani
Summary: The IRDA has mandated all health insurance companies to launch a health insurance policy - Arogya Sanjeevani Policy. It will be a basic health insurance plan that offers coverage up to ₹ 5,00,000. People can buy it on a yearly basis and have...
I Have No Taxable Income. Should I File an ITR?
Filing of Income Tax returns even if there is no income to be taxed is useful as it is a proof of income and documentation. It allows to carry forward capital losses, claim tax refund and increase one's chances of getting a high value loan or insurance cover. You...
What Are Forensic Audits?
Executive Summary: Forensic audit is a process to find out white collar crime using a combination of accounting and investigative skills and tools. It can be used to find evidence against fraud, embezzlement, misappropriation of assets, theft and misrepresentation of...
MF Performance vis-a-vis its Benchmark
Executive Summary: Every mutual fund scheme has a benchmark index associated. We can measure the performance of the fund against the benchmark. A mutual fund scheme is said to over perform if the returns are considerably higher than that of the index or in a market...
Improve Your Financial Life with Minimalism
Executive Summary: Minimalism aims at reducing excesses in life. You can simplify your financial life by adopting even some aspects of minimalism. It will help you lead a content life and control your financial life better. Minimalism is a way of life that...
Platforms to Invest in Direct Mutual Funds
There are many platforms that allow you to manage direct plan investments in Mutual Funds. Here we compare MF Utility, Bharosa Club, Kuvera Club, Invezta, Zerodha Coin and Clearfunds. Direct Mutual Funds are mutual fund schemes that an investor buys directly...
Monkey Business Illusion
Executive Summary: Inattention blindness is caused when our brain filters out a large amount of information so that the conscious mind can process information properly. The Monkey Business illusion video shows how the brain filters out information that is not...
It’s time to “De-materialise – Physical Shares”
Ayush Bhargava Executive Summary – Are you still holding physical shares of public limited company listed on stock exchange? If yes then you have only 5 months to convert them into demat form because from 5th Dec 2018 onward transfer of physical...
Improve Your Financial Life with Minimalism
Executive Summary: Minimalism aims at reducing excesses in life. You can simplify your financial life by adopting even some aspects of minimalism. It will help you lead a content life and control your financial life better. Minimalism is a way of life that...
Platforms to Invest in Direct Mutual Funds
There are many platforms that allow you to manage direct plan investments in Mutual Funds. Here we compare MF Utility, Bharosa Club, Kuvera Club, Invezta, Zerodha Coin and Clearfunds. Direct Mutual Funds are mutual fund schemes that an investor buys directly...
Monkey Business Illusion
Executive Summary: Inattention blindness is caused when our brain filters out a large amount of information so that the conscious mind can process information properly. The Monkey Business illusion video shows how the brain filters out information that is not...
It’s time to “De-materialise – Physical Shares”
Ayush Bhargava Executive Summary – Are you still holding physical shares of public limited company listed on stock exchange? If yes then you have only 5 months to convert them into demat form because from 5th Dec 2018 onward transfer of physical...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!