How Do I Manage My Investments During The COVID-19 Threat
Summary: The coronavirus outbreak continues to wreak havoc. There is no cure yet and the number of people getting affected is increasing. World economy has taken a significant hit. Markets are down. Though it is easier said than done, retail investors should not...
When Does Personal Finance Advice Not Work?
Summary: There is a lot of financial advice out there. Most of it is sensible. But you must not heed to it blindly. Income volatility, loan parameters, current financial situation, asset acquisition circumstances, and personal retirement plans may not allow you to...
Gig Economy.. Is It For Me?
Executive Summary: There is a widespread adoption of the gig economy across the world. Most of us have the option of being part of the gig workforce. But before jumping the bandwagon of the gig workforce, it might be a good idea to evaluate our personality and...
Changes to ITR forms for FY 2018-19
Executive Summary: There are some changes to the ITR forms. You have to be aware of these before filing your returns for FY 2018-19. The deadline to file income tax returns is looming around the corner. We need to file our taxes before that. There are some changes in...
Different Types of Tax Breaks
Vidya Kumar
Recent SEBI Guidelines For the MF Industry
Executive Summary: SEBI has banned upfront commission payable to distributors and lowered the total expense ratio limit that can be charged by Mutual Fund houses to the MF investors. This will ensure that there will be less mis-selling and more transparency....
4 Cognitive Biases That Affect Everyday Finance
Executive Summary: Cognitive bias is erroneous thinking and behaviour. It prevents us from thinking objectively. There are many cognitive biases that affect our financial life. We have discussed four of them here – Anchoring, Decoy Effect, Bandwagon Effect and...
Review of SBI Arogya Premier Policy
Executive Summary: SBI Arogya Premier Policy is a policy with higher sum assured aimed at HNIs. We look at the key features, benefits, disadvantages and share our analysis of the policy here. SBI's Arogya Premier policy is a medical policy targeted at the high net...
Four Books To Motivate You To Get Rich
Executive Summary: Warren Buffet reads for about 5 to 6 hours a week. Bill Gates reads a new book every week. Most successful people list out reading as one of the factors for their success. Here is a summary of four books that you can read to make your financial life...
Recent SEBI Guidelines For the MF Industry
Executive Summary: SEBI has banned upfront commission payable to distributors and lowered the total expense ratio limit that can be charged by Mutual Fund houses to the MF investors. This will ensure that there will be less mis-selling and more transparency....
4 Cognitive Biases That Affect Everyday Finance
Executive Summary: Cognitive bias is erroneous thinking and behaviour. It prevents us from thinking objectively. There are many cognitive biases that affect our financial life. We have discussed four of them here – Anchoring, Decoy Effect, Bandwagon Effect and...
Review of SBI Arogya Premier Policy
Executive Summary: SBI Arogya Premier Policy is a policy with higher sum assured aimed at HNIs. We look at the key features, benefits, disadvantages and share our analysis of the policy here. SBI's Arogya Premier policy is a medical policy targeted at the high net...
Four Books To Motivate You To Get Rich
Executive Summary: Warren Buffet reads for about 5 to 6 hours a week. Bill Gates reads a new book every week. Most successful people list out reading as one of the factors for their success. Here is a summary of four books that you can read to make your financial life...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!