All about HDFC LifeClick2Invest- ULIP Investment Plan
Returns since inception 8.32% 7.47% 9.41% 9.58% 12.46% 9.84% 9.91% 9.07% Executive Summary – HDFC LifeClick2Invest is a Unit Linked Plan that offers insurance and acts as an investment product. It is unique, as it has no allocation, distribution and...
Why Should I Learn Personal Finance?
Executive Summary – It is said 'Ignorance is bliss.' I do not think that is applicable to personal finance. If you ignore your finances, you will either be happy with money in your hand on a monthly basis or be miserable that you are not earning enough. You will...
‘વીલ’ તમે કેવી રીતે લખશો; વીલનું મહત્વ
તમારામાંના ઘણા લોકો તમારા રોકાણોનું આયોજન...
5 ways to finance your Start-up
Summary – One of the most important things required for a start up is capital and here we provide you ways to get funds for your business. Some ways of financing your startup is by using your own savings, bank loans, borrowing from family and friends,...
Now Annuities from Reverse Mortgage Schemes are Tax Free
When the Reverse Mortgage Scheme was introduced in 2008-09, it was expected to be widely accepted and beneficial to senior citizens. However, in its 5 year history, there have been few takers, and only Rs. 800 crores worth Reverse Mortgage Loans have been disbursed of...
Thinking about Retirement Planning
If you fail to plan, you plan to fail ! While one is young and working the thought of retirement never troubles us. It’s a distant event that will never touch our lives, right? Of course we all know that’s not true. No matter how much you love your work or...
Why should Financial Planning be done?
“Dreams seldom materialize on their own.” - Dian FosseyPlanning is the first step to undertake any activity. Whether you want to go on vacation or have a birthday bash for your child, you automatically start planning. Similarly financial...
Why Term Insurance is best form of Life Insurance?
Undoubtedly, like all other basic amenities of life, insurance has also become the need of the present hour. Insurance as a concept got originated with an aim to protect and safeguard the future of individuals against uncertain events. With the advent of time, the...
Personal Finance Best Practices and You
As the popular saying goes - ‘If you fail to plan, you plan to fail’, it is very important to plan your finances. Most of us think financial planning and personal finance deals with budgeting, tax planning and planning your investments. While this is...
Thinking about Retirement Planning
If you fail to plan, you plan to fail ! While one is young and working the thought of retirement never troubles us. It’s a distant event that will never touch our lives, right? Of course we all know that’s not true. No matter how much you love your work or...
Why should Financial Planning be done?
“Dreams seldom materialize on their own.” - Dian FosseyPlanning is the first step to undertake any activity. Whether you want to go on vacation or have a birthday bash for your child, you automatically start planning. Similarly financial...
Why Term Insurance is best form of Life Insurance?
Undoubtedly, like all other basic amenities of life, insurance has also become the need of the present hour. Insurance as a concept got originated with an aim to protect and safeguard the future of individuals against uncertain events. With the advent of time, the...
Personal Finance Best Practices and You
As the popular saying goes - ‘If you fail to plan, you plan to fail’, it is very important to plan your finances. Most of us think financial planning and personal finance deals with budgeting, tax planning and planning your investments. While this is...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!