Buy a home versus Rent it
Executive Summary – There are many factors to consider when you have to decide if you want to buy a home or live in a rented property. The property prices, your financial status, number of years that you will live there are some of the factors that you should...
All about Capital Gains Taxation
Executive Summary: Gains which arise on the sale of assets is known as capital gains, which can be short term or long term in nature, depending on the period of holding. Tax paid on capital gains is known as capital gains tax. Capital gains tax rate is different for...
A Financial Planner’s Humor
The financial planning gives best results only when both client and financial planner work as one team. In some situations, we take longer to deliver, sometimes we are in a not so good shape and some times, it can be humorous. Be it prospects, engagement, compliance...
Life Insurance – Common mistakes to avoid
Keep Insurance and Investment separate. Don't buy policy just to help your relatives.Take the cover till around the retirement age. Buy Insurance only for earning members and avoid emotional decisions. Ask your adviser for alternate choices. Fill up forms and take...
I am in love, but where is the money?
Have you ever correlated the feeling of being in love and how you handle money? We have tried doing that here and also give you some ways of how you can build your wealth. Just like you become a fanatic and passionate when you are in love, we should try and be...
How can Mutual Funds be redeemed?
Last week, we had written about the various ways of buying Mutual Funds in India. Today, let’s see how to redeem or sell Mutual Funds. The following are the redemption procedures, depending on the mode of purchase of the Mutual Fund: Redemption process if Mutual...
Useful Tips for Direct Equity Investments
If a business does well, the stock eventually follows….Warren Buffet Sensex crosses 19000Five beta stocks to buy as markets rallyBook profits and wait for correction. All of us have seen such news items in newspapers and financial information websites. We...
Why Start Investing Early
Not many people think about financial commitments and retirement when they start their career. Investments at this stage in life may be restricted to the compulsory EPF deductions done by the employer. It is a given fact that your salary may not be much at the start...
Top up Health Insurance Plans : Are these good for you?
In today’s world where healthcare costs are increasing rapidly, a normal health cover of Rs. 3-4 lakhs for the entire family, which most people opt for, may not be sufficient. This nominal health cover may fall short of your actual expenditure if there are...
How can Mutual Funds be redeemed?
Last week, we had written about the various ways of buying Mutual Funds in India. Today, let’s see how to redeem or sell Mutual Funds. The following are the redemption procedures, depending on the mode of purchase of the Mutual Fund: Redemption process if Mutual...
Useful Tips for Direct Equity Investments
If a business does well, the stock eventually follows….Warren Buffet Sensex crosses 19000Five beta stocks to buy as markets rallyBook profits and wait for correction. All of us have seen such news items in newspapers and financial information websites. We...
Why Start Investing Early
Not many people think about financial commitments and retirement when they start their career. Investments at this stage in life may be restricted to the compulsory EPF deductions done by the employer. It is a given fact that your salary may not be much at the start...
Top up Health Insurance Plans : Are these good for you?
In today’s world where healthcare costs are increasing rapidly, a normal health cover of Rs. 3-4 lakhs for the entire family, which most people opt for, may not be sufficient. This nominal health cover may fall short of your actual expenditure if there are...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!