7 clauses to check before you buy the health cover….
Download PDF Executive Summary – A health cover reimburses financial expenses incurred due to diseases or...
5 Tips for Retirement
Download PDF Executive Summary – It is important to plan for your retirement. The future is...
Let’s understand the basic principles of insurance
Insurance works on certain principles which are universally applicable across different forms of insurance contracts. These include Indemnity, Contribution, Good Faith, Insurable Interest, Subrogation, Loss Minimization and Causa Proxima. Download...
All about Hybrid Funds
Hybrid funds are investment vehicles that allocate money into equity and debt. This ensures a well diversified portfolio for you leading to better risk management and getting good returns. As an investor, you should invest in hybrid funds considering factors like type...
How you can protect your Home – with Home Insurance
Executive Summary: Home Protection insurance can protect your dream home against structural damages and contents. Based on your needs you can select the cover for Burglary, theft, fire and allied risks, natural calamities and terrorism acts. Decide the...
Is risk bearing related only to age?
Much has been written about your risk bearing capacity being more when you are young, and that it decreases as you grow older. It is often said “invest in equity or equity funds because you are young and invest in debt when you are old because you cannot take...
When should you repay your Home Loan
A home loan can be the biggest debt in your life. This is because, in addition to the huge principal repayment you make, the long tenure results in a substantial interest outflow. A home loan of Rs. 30 lakhs at 10% interest rate over a period of 20 years will require...
You think secured loans are always better? Think again
Many borrowers think that secured loans are always better than unsecured loans and given a choice, you would want to opt for secured loans due to lower interest rates. But stop and think—are secured loans better for everybody and in all situations? Unsecured...
How to choose a Financial Planner
A goal without a plan is just a wish…. Antoine de Saint-Exupery Financial Planning as all of you know is an important aspect of our life and we cannot choose to ignore it. We can do it ourselves or there are professionals whose expertise we can avail of....
Is risk bearing related only to age?
Much has been written about your risk bearing capacity being more when you are young, and that it decreases as you grow older. It is often said “invest in equity or equity funds because you are young and invest in debt when you are old because you cannot take...
When should you repay your Home Loan
A home loan can be the biggest debt in your life. This is because, in addition to the huge principal repayment you make, the long tenure results in a substantial interest outflow. A home loan of Rs. 30 lakhs at 10% interest rate over a period of 20 years will require...
You think secured loans are always better? Think again
Many borrowers think that secured loans are always better than unsecured loans and given a choice, you would want to opt for secured loans due to lower interest rates. But stop and think—are secured loans better for everybody and in all situations? Unsecured...
How to choose a Financial Planner
A goal without a plan is just a wish…. Antoine de Saint-Exupery Financial Planning as all of you know is an important aspect of our life and we cannot choose to ignore it. We can do it ourselves or there are professionals whose expertise we can avail of....
Antoine de Saint-Exupéry
A goal without a plan is just a wish!