Secure your online financial life
Executive Summary: The Internet is increasingly used for money transactions. But along with it have risen hi-tech ways to steal money and commit fraud. It is important to take some safety measures to protect online transactions like protecting online profile, checking...
5 Personal Finance lessons to learn from accounting
Executive Summary: Accounting and personal finance have many common aspects. Some of them include recording all financial transactions and keeping track of them, all financial actions culminating in the balance sheet, use of suspense account, using the accrual...
All about Fixed Deposit Investments
Fixed Deposits offer safety to your principal and assured, regular returns on your investment. FDs can be either bank FDs (traditional FDs or Recurring Deposits) or company FDs. The interest earned on FD is subject to tax. If you are a conservative investor, you can...
Credit Counselling – The Third eye to Financial Planning
Satish Mehta is the co founder and director of Credexpert - a credit and debt counselling company. Credexpert counsels individuals on matters related to their credit report & score and handholds them throughout their credit life cycle. Satish was...
Why you should stay prepared for Contingencies
Having a contingency fund or an emergency fund is considered to be the first step in financial planning process. Most of the people don’t understand the importance of having a separate fund for emergency. Based on the kind of lifestyle, one should plan for an...
Building a Strong Credit History
Poor credit score can lessen your chances of getting loans and credit cards from banks and other financial institutions. Even if you get them, you will have to comply with additional terms and conditions, pay additional interest rates, give a lot more collateral...
Investment opportunities in India for NRIs
There are several investment options for NRIs. While NRIs who have a high risk appetite can opt for equities and real estate, risk-averse NRIs can look at investing in Savings accounts, FCNR (B) account, fixed deposits, Treasury bills, mutual funds, PSU bonds,...
Health Insurance – A must-have for every individual
We are sure you all agree that medical expenses have been continuously escalating. While dealing with the stress of poor health is itself harrowing, exorbitant medical bills can give you sleepless nights. A health insurance helps you mitigate the financial pressure by...
How to raise funds through Crowd Funding Platforms
Invest a few moments in thinking. It will pay good interest. ~Author Unknown Are you a budding entrepreneur who has some business ideas or a business that requires some new infusion of funds? Do you have some business ideas in your head but cannot put them into action...
Building a Strong Credit History
Poor credit score can lessen your chances of getting loans and credit cards from banks and other financial institutions. Even if you get them, you will have to comply with additional terms and conditions, pay additional interest rates, give a lot more collateral...
Investment opportunities in India for NRIs
There are several investment options for NRIs. While NRIs who have a high risk appetite can opt for equities and real estate, risk-averse NRIs can look at investing in Savings accounts, FCNR (B) account, fixed deposits, Treasury bills, mutual funds, PSU bonds,...
Health Insurance – A must-have for every individual
We are sure you all agree that medical expenses have been continuously escalating. While dealing with the stress of poor health is itself harrowing, exorbitant medical bills can give you sleepless nights. A health insurance helps you mitigate the financial pressure by...
How to raise funds through Crowd Funding Platforms
Invest a few moments in thinking. It will pay good interest. ~Author Unknown Are you a budding entrepreneur who has some business ideas or a business that requires some new infusion of funds? Do you have some business ideas in your head but cannot put them into action...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!