Should I Opt For Staggered Term Insurance Payouts
Summary: Insurance companies offer different options of payout of the sum assured for term plans at the time of claim. Check the premium, total sum assured, liabilities to be paid off and nominees’ financial acumen before selecting a payout option. A term plan is...
Portfolio Management Service versus Mutual Funds
Summary: A Portfolio Management Service firm offers wealth management services. It invests your money in different investment avenues with the aim of generating maximum returns. It charges fees and in many cases, a share of the profit in case the performance exceeds...
Highlights Of Budget 2020
Summary: Finance Minister, Nirmala Sitharaman presented the Union Budget 2020on the 1st of February, 2020. The main talking points that affect the common man are around changes in the income tax rates, taxation rules for NRIs and scrapping of Dividend Distribution...
What Should I Know Before Taking A Personal Loan
Summary: Personal loans are unsecured loans. They have a high interest rate and are given to people with high CIBIL score. It is best to avoid a personal loan if it is for a non-emergency or an impulse purchase. Loan against collateral and building an emergency...
Arogya Sanjeevani
Summary: The IRDA has mandated all health insurance companies to launch a health insurance policy - Arogya Sanjeevani Policy. It will be a basic health insurance plan that offers coverage up to ₹ 5,00,000. People can buy it on a yearly basis and have...
Health Insurance for Senior Citizens
Executive Summary: It is important to have a health insurance policy. We have compared some health insurance policies for senior citizens -- National Insurance Varistha Mediclaim,- New India Assurance Senior Citizens Mediclaim Policy- Star Health Insurance Red Carpet...
What are a Daughter’s Rights Over Her Father’s Property?
Executive Summary: After an amendment in the Hindu Succession Act done in 2005, daughters have the same rights and liabilities as sons with respect to the father's property. Read on to understand the finer details. The Hindu Succession Act is applicable to Hindus,...
Compare Life Insurance Offered By Airtel and MobiKwik
Executive Summary: Airtel and MobiKwik have tied up with insurance providers to offer term insurance policies. Airtel offers a life insurance cover when you purchase a ₹ 249 prepaid bundle. MobiKwik offers a life insurance policy for as low as ₹ 20....
Basic Savings Bank Deposit accounts (BSBD)
Executive Summary: Basic Savings Bank Deposit accounts are regular savings bank accounts that offer flexibility in terms of minimum balance. There are some restrictions on the number of transactions, balance limit and amount that can be withdrawn. We have...
Health Insurance for Senior Citizens
Executive Summary: It is important to have a health insurance policy. We have compared some health insurance policies for senior citizens -- National Insurance Varistha Mediclaim,- New India Assurance Senior Citizens Mediclaim Policy- Star Health Insurance Red Carpet...
What are a Daughter’s Rights Over Her Father’s Property?
Executive Summary: After an amendment in the Hindu Succession Act done in 2005, daughters have the same rights and liabilities as sons with respect to the father's property. Read on to understand the finer details. The Hindu Succession Act is applicable to Hindus,...
Compare Life Insurance Offered By Airtel and MobiKwik
Executive Summary: Airtel and MobiKwik have tied up with insurance providers to offer term insurance policies. Airtel offers a life insurance cover when you purchase a ₹ 249 prepaid bundle. MobiKwik offers a life insurance policy for as low as ₹ 20....
Basic Savings Bank Deposit accounts (BSBD)
Executive Summary: Basic Savings Bank Deposit accounts are regular savings bank accounts that offer flexibility in terms of minimum balance. There are some restrictions on the number of transactions, balance limit and amount that can be withdrawn. We have...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!