Newly Launched Gold Schemes!!!!
EXECUTIVE SUMMARY: Government has launched 4 new schemes related to Gold. The vision behind all these schemes is very clear to reduce the import of gold and use the idle gold lying in the bank lockers. In previous article we discussed about Gold Monetization...
Are you subject to Mental Accounting?
Executive Summary: Mental Accounting is a concept wherein one separates money based on their source or use or separates their assets into safety buckets and risky buckets. Also known as two pocket theory, this concept relates to dealing with money differently which is...
Child Plans of Mutual Funds
EXECUTIVE SUMMARY: Saving for child’s future is always a priority for parents. Be it for Education or Marriage, these goals are emotional. Most of the times one tries to save either in the form of FD or an Insurance Policy. This article explores child plans of...
Financial Products for the Low Income Group
Executive Summary: There are many products in the personal financial space. Most of these cater to the middle and higher income groups. There are not too many products for the lower income groups in the rural and urban areas. But that population also needs...
What should I keep in mind while selling my house?
Executive Summary – Selling a property can be a difficult task. It involves many aspects like setting the price, finding a buyer and completing documentation formalities which can be overwhelming for a common man. We provide five tips for a hassle free...
How to avoid a personal financial crisis
Being in a financial crisis is not easy and one should take steps to avoid it. We have given some guidelines here to avoid a financial crisis –Have a Financial Plan, Assess your finances and review plan regularly, Live within your Means, Maintain...
A Financial Planner’s Humor
The financial planning gives best results only when both client and financial planner work as one team. In some situations, we take longer to deliver, sometimes we are in a not so good shape and some times, it can be humorous. Be it prospects, engagement, compliance...
Life Insurance – Common mistakes to avoid
Keep Insurance and Investment separate. Don't buy policy just to help your relatives.Take the cover till around the retirement age. Buy Insurance only for earning members and avoid emotional decisions. Ask your adviser for alternate choices. Fill up forms and take...
I am in love, but where is the money?
Have you ever correlated the feeling of being in love and how you handle money? We have tried doing that here and also give you some ways of how you can build your wealth. Just like you become a fanatic and passionate when you are in love, we should try and be...
How to avoid a personal financial crisis
Being in a financial crisis is not easy and one should take steps to avoid it. We have given some guidelines here to avoid a financial crisis –Have a Financial Plan, Assess your finances and review plan regularly, Live within your Means, Maintain...
A Financial Planner’s Humor
The financial planning gives best results only when both client and financial planner work as one team. In some situations, we take longer to deliver, sometimes we are in a not so good shape and some times, it can be humorous. Be it prospects, engagement, compliance...
Life Insurance – Common mistakes to avoid
Keep Insurance and Investment separate. Don't buy policy just to help your relatives.Take the cover till around the retirement age. Buy Insurance only for earning members and avoid emotional decisions. Ask your adviser for alternate choices. Fill up forms and take...
I am in love, but where is the money?
Have you ever correlated the feeling of being in love and how you handle money? We have tried doing that here and also give you some ways of how you can build your wealth. Just like you become a fanatic and passionate when you are in love, we should try and be...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!