Review of IRDAI Report 2014-15
Area Life (in USD Billion) Non-Life (in USD Billion) Total (in USD Billion) World 2654.55 2123.7 4778.25 Download PDF * Source – IRDAI Annual Report 2014-15 Non-Life Insurance 2.9 4.8 If this has to be visualized in actual figures, here is...
5 Financial Moves To Make Before Quitting Your Job
4) Assess your insurance – Insurance is a very important component of your financial plan. Before you leave your job, check the effects on your insurance (health, medical etc.). Check if you have enough insurance to cover emergencies. If not, you...
Review of LIC’s Health Plan – Jeevan Arogya
Executive Summary: The Jeevan Arogya plan of LIC offers health protection to the policy holder, which offers various benefits. Although the premium is competitive, the maximum sum assured option is limited, and there are some restrictions on the number of times one...
Bank FDs versus Company FDs
Executive Summary – Individual investors can make investments in Bank FDs or Company FDs. Bank FDs are safer and less risky compared to Company FDs. Company FDs offer a higher interest rate. You can invest in Bank FDs anytime but companies offer FDs for...
9 Personal Finance Tips for a Widow
Executive Summary: Losing your spouse is a highly challenging and stressful situation. It can be very difficult to cope with the emotional loss. However, dealing with the financial challenges which accompany this loss can compound the pain of the loss. A widow should...
I am an NRI. So where else can I invest?
NRIs have many routes of investment in India like Portfolio Investment Schemes, Portfolio Management Schemes, Gold ETFs and Real Estate Mutual funds. They can also consider investing in other products like art and wine to have a truly diversified portfolio Download...
What does the Apollo Munich Optima Restore policy hold for you?
Here is a lowdown on the features, advantages and limitations of the ‘Apollo Munich Optima Restore’ insurance plan. Download PDF of this article Apollo Munich Optima Restore is a popular insurance plan. Let us look at the features that make it different...
Should you continue your insurance policy?
Executive Summary: Insurance Policies are far cheaper today. In last few years, mortality rates have fallen. Private sector insurance companies have come out with innovative features and more benefits. Insurance Regulator has improved the level of protection available...
Should you invest in HDFC Capital Protection Fund?
A capital protection fund is a mutual fund scheme which has a portfolio comprising of both debt and equity investments. While 83%-88% comprises of debt instruments, 13%-17% comprises of equity related investments. Although the scheme seeks to protect the capital...
I am an NRI. So where else can I invest?
NRIs have many routes of investment in India like Portfolio Investment Schemes, Portfolio Management Schemes, Gold ETFs and Real Estate Mutual funds. They can also consider investing in other products like art and wine to have a truly diversified portfolio Download...
What does the Apollo Munich Optima Restore policy hold for you?
Here is a lowdown on the features, advantages and limitations of the ‘Apollo Munich Optima Restore’ insurance plan. Download PDF of this article Apollo Munich Optima Restore is a popular insurance plan. Let us look at the features that make it different...
Should you continue your insurance policy?
Executive Summary: Insurance Policies are far cheaper today. In last few years, mortality rates have fallen. Private sector insurance companies have come out with innovative features and more benefits. Insurance Regulator has improved the level of protection available...
Should you invest in HDFC Capital Protection Fund?
A capital protection fund is a mutual fund scheme which has a portfolio comprising of both debt and equity investments. While 83%-88% comprises of debt instruments, 13%-17% comprises of equity related investments. Although the scheme seeks to protect the capital...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!