Should You Opt For Job Loss Insurance
A job loss is a threat to your financial stability. You may not be able to pay off your bills, EMIs, or other important expenses. Job loss insurance is a financial cover for for people who lose their job. The sum assured will give them a financial respite for some...
Get More Out Of Your Money
Summary: It is important that we make our money work the right way for us. Manual renewal of FDs, caution in using credit cards for top-ups, utilizing the tax exemption available fully, and depositing gold in banks to earn interest are some ways to get more out...
Should I Invest in Gold
Summary: The price of gold has risen significantly. Gold investments have been delivering good returns for the last few years. Allocation of some part of your portfolio to gold will serve as a hedge against volatile equity markets, depressed interest rates and provide...
Should I Opt For Staggered Term Insurance Payouts
Summary: Insurance companies offer different options of payout of the sum assured for term plans at the time of claim. Check the premium, total sum assured, liabilities to be paid off and nominees’ financial acumen before selecting a payout option. A term plan is...
Portfolio Management Service versus Mutual Funds
Summary: A Portfolio Management Service firm offers wealth management services. It invests your money in different investment avenues with the aim of generating maximum returns. It charges fees and in many cases, a share of the profit in case the performance exceeds...
Should I Avail Of The EMI Moratorium From Banks
Summary: RBI announced that banks and other lending institutions have to offer a 3-month EMI moratorium. It means borrowers can defer payment of EMIs from March 1, 2020 - May 31, 2020 in the light of the coronavirus outbreak. If you are unable to manage your EMIs,...
Financial Measures To Handle The COVID-19 Threat
Summary: The coronavirus outbreak has created a tough economic environment. Some financial measures have been announced to hopefully ease the financial situation for the common man. The RBI decreased the repo rate and reserve rate. It has offered a 3-month...
Protect Your Money From Your Bank
Summary: Recent events related to PMC Bank and Yes Bank have shown that our money is not entirely safe in banks. Unfortunately, the insurance cover for depositors is not enough to cover every individual's entire deposit. Depositors therefore have to take steps to...
How Do I Manage My Investments During The COVID-19 Threat
Summary: The coronavirus outbreak continues to wreak havoc. There is no cure yet and the number of people getting affected is increasing. World economy has taken a significant hit. Markets are down. Though it is easier said than done, retail investors should not...
Should I Avail Of The EMI Moratorium From Banks
Summary: RBI announced that banks and other lending institutions have to offer a 3-month EMI moratorium. It means borrowers can defer payment of EMIs from March 1, 2020 - May 31, 2020 in the light of the coronavirus outbreak. If you are unable to manage your EMIs,...
Financial Measures To Handle The COVID-19 Threat
Summary: The coronavirus outbreak has created a tough economic environment. Some financial measures have been announced to hopefully ease the financial situation for the common man. The RBI decreased the repo rate and reserve rate. It has offered a 3-month...
Protect Your Money From Your Bank
Summary: Recent events related to PMC Bank and Yes Bank have shown that our money is not entirely safe in banks. Unfortunately, the insurance cover for depositors is not enough to cover every individual's entire deposit. Depositors therefore have to take steps to...
How Do I Manage My Investments During The COVID-19 Threat
Summary: The coronavirus outbreak continues to wreak havoc. There is no cure yet and the number of people getting affected is increasing. World economy has taken a significant hit. Markets are down. Though it is easier said than done, retail investors should not...
Antoine de Saint-Exupéry
A goal without a plan is just a wish!
