by Vidya Kumar | Mar 19, 2019 | Banking, Vidya Kumar
Executive Summary: Banks have to offer Doorstep banking to senior citizens (above 70 years of age), differently abled people and people with chronic illness as per an RBI directive. Many banks are offering these services. Check out the services offered by ICICI Bank,...
by Vidya Kumar | Mar 11, 2019 | Life Insurance, Vidya Kumar
LIC Micro Bachat Plan What Is ItA regular premium, non-linked micro-insurance planProvides protection and savings – Financial support for family in case of the unfortunate event of policyholder’s death. Lump sum amount paid to policyholder on maturity of...
by Vidya Kumar | Feb 28, 2019 | taxation, Vidya Kumar
Filing of Income Tax returns even if there is no income to be taxed is useful as it is a proof of income and documentation. It allows to carry forward capital losses, claim tax refund and increase one’s chances of getting a high value loan or insurance cover....
by Vidya Kumar | Jan 24, 2019 | Vidya Kumar
Executive Summary: Equity risk premium is based on the risk-reward trade-off. It predicts how a stock will perform as compared to less risky investments such as bonds. It is a good metric to select stocks to invest in. In the past, it has been seen that long-term...
by Vidya Kumar | Jan 17, 2019 | Income Tax, Vidya Kumar
It is time to plan your taxes for the year. There are many things that you can do to claim the tax benefits you are entitled to. Here are nine income tax deductions that can be made from the gross taxable income. These will lead to the net income on...
by Vidya Kumar | Jan 4, 2019 | personal finance, Vidya Kumar
Happy New Year! The festivities and celebrations are done and it is time to work on making 2019 a worthwhile year. Let us make resolutions for our personal finances and stick to them so that we have a successful financial...
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