by Vidya Kumar | Jul 2, 2015 | credit card, Debit card, Vidya Kumar
Executive Summary – Contactless cards are cards that can be used to make payments in merchant establishments without requiring to swipe the card. They use NFC technology and the radio frequencies that will be activated when the card is waved or tapped on the...
by Vidya Kumar | Jun 26, 2015 | personal finance, Vidya Kumar
Executive Summary – Money is an emotional topic for most of us. It can create difficult issues if not handled properly. Lack of money, excess money, personal loans, unnecessary expectation, money issues in marriages can lead to conflicts that can affect...
by Vidya Kumar | Jun 19, 2015 | Banking, Vidya Kumar
Executive Summary – Many banks have introduced novel ways of transferring money. These use the Internet, smartphones and social media. Here we have listed 4 such offerings – IMT from Axis Bank, Chillr from HDFC bank, @icicipay from ICICI bank and Kaypay...
by Vidya Kumar | Jun 15, 2015 | financial planning, Vidya Kumar
Executive Summary – The financial planner has an important role in those aspects of life that are affected by your finances. But he has a more comprehensive role than just buying some financial products and making an investment plan when his services are hired...
by Vidya Kumar | Jun 3, 2015 | Mutual fund, Vidya Kumar
Download PDF SEBI has launched the riskometer to replace the existing colour codes to indicate the risk involved in investing in a mutual fund scheme. The riskometer has 5 levels of risk and every mutual fund house has to specify the risk level of each of its scheme...
by Vidya Kumar | May 25, 2015 | Gold, Vidya Kumar
The Gold Monetisation Scheme was proposed by the government recently with the aim to attract the tonnes of gold lying idle in Indian homes into the banking system to mobilise it effectively. The scheme proposes to pay interest to investors on the gold deposited in a...
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