by Vidya Kumar | Oct 7, 2020 | Health Insurance, Vidya Kumar
Summary: IRDAI has brought in some new rules in health insurance that bring in standard definitions, strict timelines for claims, and changes in inclusions and exclusions. This can mean enhanced coverage, standardised policies, a higher ratio of settled claims, and...
by Vidya Kumar | Sep 23, 2020 | Factors to consider before buying a vacation home, Real Estate, Vidya Kumar
Summary: A vacation home is a great place to make happy memories and also earn additional income. But before you purchase one, consider factors like the extent of investment, maintenance costs, management effort, the credibility of the seller, and taxation. Buying a...
by Vidya Kumar | Sep 8, 2020 | International Investment, mutual funds, Vidya Kumar
Summary: International Mutual Funds invest in equity and equity-based securities outside of India. They offer equity diversification, currency hedge, and chances of better returns. Invest in them considering their portfolio, your risk appetite, and your financial...
by Vidya Kumar | Aug 27, 2020 | Fixed Income, Investments, Vidya Kumar
Summary: The PMVVY is an investment scheme wherein senior citizens can avail of a pension for 10 years. The current interest rate offered is 7.4%. The RBI Floating Bonds are of seven years tenure and currently offer 7.15%. They are available for all citizens. Returns...
by Vidya Kumar | Aug 12, 2020 | Financial Advice, Passive Income, Vidya Kumar
Summary: Passive income is money earned from a source other than your job, contract or business. It adds to your income and supports you in tough economic conditions. With passive income, you achieve your financial goals sooner. Rental income, royalties, earnings from...
by Vidya Kumar | Jul 29, 2020 | Gold, Vidya Kumar
Summary: The price of gold has risen significantly. Gold investments have been delivering good returns for the last few years. Allocation of some part of your portfolio to gold will serve as a hedge against volatile equity markets, depressed interest rates and provide...
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