by Vidya Kumar | Jan 5, 2017 | Income Tax, Vidya Kumar
Executive Summary- Sometimes the amount of tax paid by you is more than the tax payable. In such cases, you will get a refund in the bank account as indicated by you. You can track the refund on the income tax website and also get interest on the refund if it is...
by Vidya Kumar | Dec 14, 2016 | General Insurance, Vidya Kumar
Executive Summary- It is mandatory to buy vehicle insurance.Rather than buying whatever the dealer offers to you, make an informed decision by being more informed about vehicle insurance and the related terms. The Insurance industry like any other industry has a lot...
by Vidya Kumar | Dec 7, 2016 | insurance, Vidya Kumar
Executive Summary- A person who has bought an insurance policy can assign the rights and benefits of the policy to another party using the concept of assignment. In absolute assignment the policy rights are completely transferred to the assignee. In conditional...
by Vidya Kumar | Dec 1, 2016 | Book Review, Vidya Kumar
Executive Summary – ‘The Halo Effect and the Eight Other Business Delusions That Deceive Managers’ written by Phil Rosenweig is a reality check on the business books, journals and articles we read. The author says that many of these written works...
by Vidya Kumar | Nov 17, 2016 | Book Review, Vidya Kumar
Executive Summary- ‘Why Smart People Make Big Money Mistakes… and How to Correct Them : Lessons from the Life-Changing Science of Behavioural Economics’ is a book that concentrates on the emotional and behavioural aspects of personal finance. The...
by Vidya Kumar | Nov 10, 2016 | Financial Literacy, Vidya Kumar
It is important to have an objective and transparent view of one’s financial health. Financial ratios like liquidity ratio, debt service ratio, solvency ratio, savings ratio and investments to net worth ratio help to understand the true picture one’s...
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