by Vidya Kumar | Jul 19, 2017 | KYC, Vidya Kumar
Executive Summary: e-signature is a facility provided by the Government of India. Using this people can sign any document within the comforts of his home. e-signs are safe, secure and legally valid. He need not worry about it being stolen or storing and maintaining...
by Vidya Kumar | Jul 12, 2017 | Financial Literacy, Vidya Kumar
Executive Summary: Recently RBI has made some announcements regarding fraudulent transactions. The customer has to report the fraud within three days else the liability of the bank is limited in case the bank is not responsible for it. If the bank has been a...
by Vidya Kumar | Jul 5, 2017 | Home loan, Vidya Kumar
Executive Summary: Some banks offer specialized home loan products. These are linked to a bank account. One can deposit surplus amount in this account. The surplus amount will be treated as pre-payment of principal amount and the interest will be calculated on amount...
by Vidya Kumar | Jun 28, 2017 | Vidya Kumar
Executive Summary: Paytm has introduced a new product – ‘Digital Gold’ in association with MMTC-PAMP, a globally renowned bullion. One can buy and sell gold online. Request for delivery can also be made. It is a good product to invest in gold as it...
by Vidya Kumar | Jun 22, 2017 | ETF, Vidya Kumar
Executive Summary: Exchange Traded Funds (ETFs) are funds that invest in underlying stocks, indices or commodities. They can be traded in the exchange. They offer limited risk as compared to direct equity. In India, liquidity is an issue for them and many MF...
by Vidya Kumar | Jun 14, 2017 | Book Review, Vidya Kumar
Executive Summary: Humans fall prey to making irrational decisions. This leads to flawed financial decisions. This can impact our wealth and long term financial goals. The books Why Smart People Make Big Money Mistakes, The Little Book of Behavioral Investing,...
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