by Vidya Kumar | Mar 14, 2014 | personal finance, Senior Citizens, Smitha Hari
Senior citizens are offered various financial and non-financial benefits. Higher basic exemption limits on Income tax, higher deductions in certain provisions of the Income Tax Act, higher interest rates on fixed deposits, cheaper railway and air tickets in the form...
by Vidya Kumar | Mar 7, 2014 | Smitha Hari
Credit score can be damaged if you do not maintain a healthy credit history. It is not easy to improve a poor credit score and takes time for it to normalise. Nevertheless, following some simple measures can help you improve your score. Spending less, paying off...
by Vidya Kumar | Feb 28, 2014 | savings, Smitha Hari
Saving money is extremely important to lead a comfortable financial life. Savings is essential to build a backup for emergencies, have a comfortable retirement, fund big ticket purchases and luxuries, to lead a stress free financial life, to reduce borrowings and to...
by Vidya Kumar | Feb 19, 2014 | Fixed Income, Investment, Smitha Hari
Fixed Deposits offer safety to your principal and assured, regular returns on your investment. FDs can be either bank FDs (traditional FDs or Recurring Deposits) or company FDs. The interest earned on FD is subject to tax. If you are a conservative investor, you can...
by Vidya Kumar | Feb 3, 2014 | Smitha Hari
Having blissful mornings is very important for you to feel enriched and happy throughout the day. Try to sleep well the previous night and wake up early. Spend some time with yourself, meditate and reflect on philosophical questions rather than worrying about the day...
by Vidya Kumar | Jan 24, 2014 | loan, Smitha Hari
Education loans are offered by Indian lenders to students wishing to pursue graduation and post graduation courses, either in India or abroad. Interest rate charged should be the main factor to consider when you select your lender. Sometimes, there may be special...
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